Osceola County, MI: Home-Insurance Distress & Forced-Sale Pressure
Osceola County, MI: 65/100 (elevated) home-insurance distress; Osceola, MI band MEDIUM; Osceola, MI #761 of 3,222 counties; Osceola, MI #5 of 83 in Michigan.
FEMA hazard, Osceola, MI: 52/100; Osceola, MI declarations, three years: 2; Osceola, MI perils: 2 flood; hazard-weighted, Osceola, MI: 4.0.
Declared incidents on the Osceola, MI record: 2026 Flood 3 (Osceola, MI).
NFIP claims, Osceola, MI, three years: 15; Osceola, MI payouts $488,623; per Osceola, MI claim $32,575; Osceola, MI claim-stress 85/100.
Osceola, MI monthly score rose, 10 (March 2026) to 70 (October 2026); Osceola, MI by month: March 10, April 10, May 25, June 25 (Osceola, MI), July 61, August 60, September 60, October 70.
Osceola, MI components: climate 60, NFIP claims 85; Osceola, MI retreat index 70.
Construction distress, Osceola, MI: 33/100 as of August 2026 (Osceola, MI: 46/100 one-to-four unit, 3/100 multifamily).
Osceola, MI ZIPs, June 2026 (Osceola, MI, 9 highest): score 0 (Osceola, MI), climate 53 (Osceola, MI): 49338; score 0 (Osceola, MI), climate 47 (Osceola, MI): 48632; score 0 (Osceola, MI), climate 32 (Osceola, MI): 49639; score 0 (Osceola, MI), climate 29 (Osceola, MI): 49631; score 0 (Osceola, MI), climate 28 (Osceola, MI): 49679; score 0 (Osceola, MI), climate 26 (Osceola, MI): 49665; score 0 (Osceola, MI), climate 23 (Osceola, MI): 49677; score 0 (Osceola, MI), climate 21 (Osceola, MI): 49655, 49688.
DLRadar rescores Osceola, MI monthly; Osceola, MI readings join Osceola, MI foreclosure, lien and ownership parcels (Osceola, MI), so cost-squeezed Osceola, MI owners surface before listing.
Inside Michigan, Osceola County ranks 5th of 83 counties for home-insurance distress at 65/100; Wexford County (66/100) sits just above Osceola County, and Wayne County (65/100) sits just below Osceola County.
Deterministic. Every Osceola County, MI signal traces to a public Osceola dataset (FEMA, NFIP, Census for Osceola, MI) · how insurance distress works in Osceola, MI · methodology
FAQ: Osceola County, MI insurance distress
What is the Osceola County, MI home-insurance-distress score?
Osceola, MI: 65/100 (MEDIUM), #761 of 3,222, #5 in Michigan. FEMA hazard, Osceola, MI: 52/100; NFIP stress, Osceola, MI: 85/100; construction, Osceola, MI: 33/100; Osceola, MI rescores monthly.
Is Osceola County insurance distress getting better or worse (MI)?
Osceola, MI: 10 in March 2026; Osceola, MI: 70 in October 2026 (worse); Osceola, MI climate component 60; Osceola, MI NFIP claims score 85.
How many flood-insurance claims has Osceola County, MI had?
Osceola, MI: 15 NFIP claims, three years; Osceola, MI paid $488,623; per Osceola, MI claim $32,575; carriers reprice Osceola, MI against that record.
Which Osceola County ZIP codes carry the most insurance distress (MI)?
Osceola, MI, June 2026: 49338 at 0, 48632 at 0, 49639 at 0, 49631 at 0; Osceola, MI climate scores there: 53, 47, 32, 29.
Why does Osceola, MI insurance distress create sellers?
A Osceola, MI premium outruns the Osceola, MI budget; a carrier leaves Osceola, MI; Osceola, MI carrying cost passes plan; Osceola, MI owners sell while current; Osceola, MI insurance distress leads Osceola, MI foreclosure data.