Roscommon County, MI: Home-Insurance Distress & Forced-Sale Pressure
Roscommon County, MI: 60/100 (elevated) home-insurance distress; Roscommon, MI band MEDIUM; Roscommon, MI #892 of 3,222 counties; Roscommon, MI #18 of 83 in Michigan.
FEMA hazard, Roscommon, MI: 52/100; Roscommon, MI declarations, three years: 2; Roscommon, MI perils: 2 flood; hazard-weighted, Roscommon, MI: 4.0.
Declared incidents on the Roscommon, MI record: 2026 Flood 3 (Roscommon, MI).
NFIP claims, Roscommon, MI, three years: 2; Roscommon, MI payouts $77,059; per Roscommon, MI claim $38,529; Roscommon, MI claim-stress 72/100.
Roscommon, MI monthly score rose, 0 (March 2026) to 64 (October 2026); Roscommon, MI by month: March 0, April 0, May 7, June 7 (Roscommon, MI), July 40, August 39, September 39, October 64.
Roscommon, MI components: climate 60, NFIP claims 72; Roscommon, MI retreat index 64.
Construction distress, Roscommon, MI: 67/100 as of August 2026 (Roscommon, MI: 66/100 one-to-four unit, 10/100 multifamily).
Roscommon, MI ZIPs, June 2026 (Roscommon, MI, 7 highest): score 0 (Roscommon, MI), climate 52 (Roscommon, MI): 48627, 48630, 48651, 48656; score 0 (Roscommon, MI), climate 51 (Roscommon, MI): 48629; score 0 (Roscommon, MI), climate 38 (Roscommon, MI): 48624, 48653.
DLRadar rescores Roscommon, MI monthly; Roscommon, MI readings join Roscommon, MI foreclosure, lien and ownership parcels (Roscommon, MI), so cost-squeezed Roscommon, MI owners surface before listing.
Inside Michigan, Roscommon County ranks 18th of 83 counties for home-insurance distress at 60/100; Oceana County (60/100) sits just above Roscommon County, and Charlevoix County (59/100) sits just below Roscommon County.
Deterministic. Every Roscommon County, MI signal traces to a public Roscommon dataset (FEMA, NFIP, Census for Roscommon, MI) · how insurance distress works in Roscommon, MI · methodology
FAQ: Roscommon County, MI insurance distress
What is the Roscommon County, MI home-insurance-distress score?
Roscommon, MI: 60/100 (MEDIUM), #892 of 3,222, #18 in Michigan. FEMA hazard, Roscommon, MI: 52/100; NFIP stress, Roscommon, MI: 72/100; construction, Roscommon, MI: 67/100; Roscommon, MI rescores monthly.
Is Roscommon County insurance distress getting better or worse (MI)?
Roscommon, MI: 0 in March 2026; Roscommon, MI: 64 in October 2026 (worse); Roscommon, MI climate component 60; Roscommon, MI NFIP claims score 72.
How many flood-insurance claims has Roscommon County, MI had?
Roscommon, MI: 2 NFIP claims, three years; Roscommon, MI paid $77,059; per Roscommon, MI claim $38,529; carriers reprice Roscommon, MI against that record.
Which Roscommon County ZIP codes carry the most insurance distress (MI)?
Roscommon, MI, June 2026: 48627 at 0, 48630 at 0, 48651 at 0, 48656 at 0; Roscommon, MI climate scores there: 52, 52, 52, 52.
Why does Roscommon, MI insurance distress create sellers?
A Roscommon, MI premium outruns the Roscommon, MI budget; a carrier leaves Roscommon, MI; Roscommon, MI carrying cost passes plan; Roscommon, MI owners sell while current; Roscommon, MI insurance distress leads Roscommon, MI foreclosure data.