St. Clair County, MI: Home-Insurance Distress & Forced-Sale Pressure
St. Clair County, MI: 23/100 (low) home-insurance distress; St. Clair, MI band LOW; St. Clair, MI #2,026 of 3,222 counties; St. Clair, MI #49 of 83 in Michigan; raw St. Clair, MI 26.6; St. Clair, MI coverage multiplier 0.85.
FEMA hazard, St. Clair, MI: 0/100; St. Clair, MI declarations, three years: none.
NFIP claims, St. Clair, MI, three years: 10; St. Clair, MI payouts $25,914; per St. Clair, MI claim $2,591; St. Clair, MI claim-stress 67/100.
St. Clair, MI monthly score fell, 27 (March 2026) to 23 (October 2026); St. Clair, MI by month: March 27, April 27, May 27, June 27 (St. Clair, MI), July 27, August 27, September 27, October 23.
St. Clair, MI components: NFIP claims 67; St. Clair, MI retreat index 23; St. Clair, MI climate multiplier 0.85.
Construction distress, St. Clair, MI: 54/100 as of August 2026 (St. Clair, MI: 53/100 one-to-four unit, 99/100 multifamily).
St. Clair, MI ZIPs, June 2026 (St. Clair, MI, 16 highest): score 0 (St. Clair, MI), climate 83 (St. Clair, MI): 48001, 48002, 48006, 48022, St. Clair, MI 48023, 48027, 48028, 48039, St. Clair, MI 48040, 48041, 48049, 48054, St. Clair, MI 48059, 48060, 48063, 48064.
DLRadar rescores St. Clair, MI monthly; St. Clair, MI readings join St. Clair, MI foreclosure, lien and ownership parcels (St. Clair, MI), so cost-squeezed St. Clair, MI owners surface before listing.
Inside Michigan, St. Clair County ranks 49th of 83 counties for home-insurance distress at 23/100; Ottawa County (23/100) sits just above St. Clair County, and Arenac County (23/100) sits just below St. Clair County.
Deterministic. Every St. Clair County, MI signal traces to a public St. Clair dataset (FEMA, NFIP, Census for St. Clair, MI) · how insurance distress works in St. Clair, MI · methodology
FAQ: St. Clair County, MI insurance distress
What is the St. Clair County, MI home-insurance-distress score?
St. Clair, MI: 23/100 (LOW), #2,026 of 3,222, #49 in Michigan. FEMA hazard, St. Clair, MI: 0/100; NFIP stress, St. Clair, MI: 67/100; construction, St. Clair, MI: 54/100; St. Clair, MI rescores monthly.
Is St. Clair County insurance distress getting better or worse (MI)?
St. Clair, MI: 27 in March 2026; St. Clair, MI: 23 in October 2026 (better); St. Clair, MI NFIP claims score 67.
How many flood-insurance claims has St. Clair County, MI had?
St. Clair, MI: 10 NFIP claims, three years; St. Clair, MI paid $25,914; per St. Clair, MI claim $2,591; carriers reprice St. Clair, MI against that record.
Which St. Clair County ZIP codes carry the most insurance distress (MI)?
St. Clair, MI, June 2026: 48001 at 0, 48002 at 0, 48006 at 0, 48022 at 0; St. Clair, MI climate scores there: 83, 83, 83, 83.
Why does St. Clair, MI insurance distress create sellers?
A St. Clair, MI premium outruns the St. Clair, MI budget; a carrier leaves St. Clair, MI; St. Clair, MI carrying cost passes plan; St. Clair, MI owners sell while current; St. Clair, MI insurance distress leads St. Clair, MI foreclosure data.