Clearwater County, MN: Home-Insurance Distress & Forced-Sale Pressure
Clearwater County, MN: 0/100 (low) home-insurance distress; Clearwater, MN band ZERO; Clearwater, MN #2,752 of 3,222 counties; Clearwater, MN #55 of 87 in Minnesota; Clearwater, MN coverage multiplier 0.70.
FEMA hazard, Clearwater, MN: 0/100; Clearwater, MN declarations, three years: none.
NFIP claims, Clearwater, MN, three years: none; Clearwater, MN claim-stress 0/100.
Clearwater, MN monthly score: 0 in every month from March 2026 (Clearwater, MN) through October 2026.
Clearwater, MN components: all zero this month; Clearwater, MN climate multiplier 0.70.
Construction distress, Clearwater, MN: 81/100 as of August 2026 (Clearwater, MN: 73/100 one-to-four unit, 81/100 multifamily).
Clearwater, MN ZIPs, June 2026 (Clearwater, MN, 11 highest): score 0 (Clearwater, MN), climate 63 (Clearwater, MN): 56646; score 0 (Clearwater, MN), climate 48 (Clearwater, MN): 56678; score 0 (Clearwater, MN), climate 34 (Clearwater, MN): 56470; score 0 (Clearwater, MN), climate 28 (Clearwater, MN): 56671; score 0 (Clearwater, MN), climate 26 (Clearwater, MN): 56676; score 0 (Clearwater, MN), climate 14 (Clearwater, MN): 56589; score 0 (Clearwater, MN), climate 11 (Clearwater, MN): 56652; score 0 (Clearwater, MN), climate 8 (Clearwater, MN): 56644; score 0 (Clearwater, MN), climate 6 (Clearwater, MN): 56621; score 0 (Clearwater, MN), climate 5 (Clearwater, MN): 56557, 56634.
DLRadar rescores Clearwater, MN monthly; Clearwater, MN readings join Clearwater, MN foreclosure, lien and ownership parcels (Clearwater, MN), so cost-squeezed Clearwater, MN owners surface before listing.
Inside Minnesota, Clearwater County ranks 55th of 87 counties for home-insurance distress at 0/100; Clay County (0/100) sits just above Clearwater County, and Crow Wing County (0/100) sits just below Clearwater County.
Deterministic. Every Clearwater County, MN signal traces to a public Clearwater dataset (FEMA, NFIP, Census for Clearwater, MN) · how insurance distress works in Clearwater, MN · methodology
FAQ: Clearwater County, MN insurance distress
What is the Clearwater County, MN home-insurance-distress score?
Clearwater, MN: 0/100 (ZERO), #2,752 of 3,222, #55 in Minnesota. FEMA hazard, Clearwater, MN: 0/100; NFIP stress, Clearwater, MN: 0/100; construction, Clearwater, MN: 81/100; Clearwater, MN rescores monthly.
Is Clearwater County insurance distress getting better or worse (MN)?
Clearwater, MN: 0 in March 2026; Clearwater, MN: 0 in October 2026 (unchanged).
Which Clearwater County ZIP codes carry the most insurance distress (MN)?
Clearwater, MN, June 2026: 56646 at 0, 56678 at 0, 56470 at 0, 56671 at 0; Clearwater, MN climate scores there: 63, 48, 34, 28.
Why does Clearwater, MN insurance distress create sellers?
A Clearwater, MN premium outruns the Clearwater, MN budget; a carrier leaves Clearwater, MN; Clearwater, MN carrying cost passes plan; Clearwater, MN owners sell while current; Clearwater, MN insurance distress leads Clearwater, MN foreclosure data.