Houston County, MN: Home-Insurance Distress & Forced-Sale Pressure
Houston County, MN: 37/100 (moderate) home-insurance distress; Houston, MN band LOW; Houston, MN #1,414 of 3,222 counties; Houston, MN #19 of 87 in Minnesota.
FEMA hazard, Houston, MN: 52/100; Houston, MN declarations, three years: 2; Houston, MN perils: 2 flood; Houston, MN five-year count 6 (severity 7.5); Houston, MN ten-year 6; hazard-weighted, Houston, MN: 4.0.
Declared incidents on the Houston, MN record: 2024 Flood 3; 2023 Flood 1 (Houston, MN).
NFIP claims, Houston, MN, three years: 1; Houston, MN payouts $0; per Houston, MN claim $0; Houston, MN claim-stress 15/100.
Houston, MN monthly score fell, 45 (March 2026) to 42 (October 2026); Houston, MN by month: March 45, April 45, May 41, June 41 (Houston, MN), July 49, August 49, September 38, October 42.
Houston, MN components: climate 60, NFIP claims 15; Houston, MN retreat index 42.
Construction distress, Houston, MN: 33/100 as of August 2026 (Houston, MN: 35/100 one-to-four unit, 0/100 multifamily).
Houston, MN ZIPs, June 2026 (Houston, MN, 9 highest): score 0 (Houston, MN), climate 57 (Houston, MN): 55971; score 0 (Houston, MN), climate 51 (Houston, MN): 55954; score 0 (Houston, MN), climate 50 (Houston, MN): 55947; score 0 (Houston, MN), climate 45 (Houston, MN): 55943; score 0 (Houston, MN), climate 39 (Houston, MN): 55919, 55921, 55931, 55941, Houston, MN 55974.
DLRadar rescores Houston, MN monthly; Houston, MN readings join Houston, MN foreclosure, lien and ownership parcels (Houston, MN), so cost-squeezed Houston, MN owners surface before listing.
Inside Minnesota, Houston County ranks 19th of 87 counties for home-insurance distress at 37/100; Sibley County (51/100) sits just above Houston County, and Dakota County (29/100) sits just below Houston County.
Deterministic. Every Houston County, MN signal traces to a public Houston dataset (FEMA, NFIP, Census for Houston, MN) · how insurance distress works in Houston, MN · methodology
FAQ: Houston County, MN insurance distress
What is the Houston County, MN home-insurance-distress score?
Houston, MN: 37/100 (LOW), #1,414 of 3,222, #19 in Minnesota. FEMA hazard, Houston, MN: 52/100; NFIP stress, Houston, MN: 15/100; construction, Houston, MN: 33/100; Houston, MN rescores monthly.
Is Houston County insurance distress getting better or worse (MN)?
Houston, MN: 45 in March 2026; Houston, MN: 42 in October 2026 (better); Houston, MN climate component 60; Houston, MN NFIP claims score 15.
How many flood-insurance claims has Houston County, MN had?
Houston, MN: 1 NFIP claims, three years; Houston, MN paid $0; per Houston, MN claim $0; carriers reprice Houston, MN against that record.
Which Houston County ZIP codes carry the most insurance distress (MN)?
Houston, MN, June 2026: 55971 at 0, 55954 at 0, 55947 at 0, 55943 at 0; Houston, MN climate scores there: 57, 51, 50, 45.
Why does Houston, MN insurance distress create sellers?
A Houston, MN premium outruns the Houston, MN budget; a carrier leaves Houston, MN; Houston, MN carrying cost passes plan; Houston, MN owners sell while current; Houston, MN insurance distress leads Houston, MN foreclosure data.