Polk County, MN: Home-Insurance Distress & Forced-Sale Pressure
Polk County, MN: 0/100 (low) home-insurance distress; Polk, MN band ZERO; Polk, MN #2,773 of 3,222 counties; Polk, MN #76 of 87 in Minnesota; Polk, MN coverage multiplier 0.70.
FEMA hazard, Polk, MN: 0/100; Polk, MN declarations, three years: none.
NFIP claims, Polk, MN, three years: none; Polk, MN claim-stress 0/100.
Polk, MN monthly score: 0 in every month from March 2026 (Polk, MN) through October 2026.
Polk, MN components: all zero this month; Polk, MN climate multiplier 0.70.
Construction distress, Polk, MN: 57/100 as of August 2026 (Polk, MN: 60/100 one-to-four unit, 7/100 multifamily).
Polk, MN ZIPs, June 2026 (Polk, MN, 16 highest): score 0 (Polk, MN), climate 68 (Polk, MN): 56523, 56556, 56721, 56722, Polk, MN 56723; score 0 (Polk, MN), climate 67 (Polk, MN): 56716; score 0 (Polk, MN), climate 66 (Polk, MN): 56517; score 0 (Polk, MN), climate 65 (Polk, MN): 56568; score 0 (Polk, MN), climate 63 (Polk, MN): 56646; score 0 (Polk, MN), climate 62 (Polk, MN): 56592; score 0 (Polk, MN), climate 61 (Polk, MN): 56535; score 0 (Polk, MN), climate 60 (Polk, MN): 56684; score 0 (Polk, MN), climate 59 (Polk, MN): 56736; score 0 (Polk, MN), climate 56 (Polk, MN): 56542; score 0 (Polk, MN), climate 54 (Polk, MN): 56540; score 0 (Polk, MN), climate 49 (Polk, MN): 56762.
DLRadar rescores Polk, MN monthly; Polk, MN readings join Polk, MN foreclosure, lien and ownership parcels (Polk, MN), so cost-squeezed Polk, MN owners surface before listing.
Inside Minnesota, Polk County ranks 76th of 87 counties for home-insurance distress at 0/100; Pine County (0/100) sits just above Polk County, and Pope County (0/100) sits just below Polk County.
Deterministic. Every Polk County, MN signal traces to a public Polk dataset (FEMA, NFIP, Census for Polk, MN) · how insurance distress works in Polk, MN · methodology
FAQ: Polk County, MN insurance distress
What is the Polk County, MN home-insurance-distress score?
Polk, MN: 0/100 (ZERO), #2,773 of 3,222, #76 in Minnesota. FEMA hazard, Polk, MN: 0/100; NFIP stress, Polk, MN: 0/100; construction, Polk, MN: 57/100; Polk, MN rescores monthly.
Is Polk County insurance distress getting better or worse (MN)?
Polk, MN: 0 in March 2026; Polk, MN: 0 in October 2026 (unchanged).
Which Polk County ZIP codes carry the most insurance distress (MN)?
Polk, MN, June 2026: 56523 at 0, 56556 at 0, 56721 at 0, 56722 at 0; Polk, MN climate scores there: 68, 68, 68, 68.
Why does Polk, MN insurance distress create sellers?
A Polk, MN premium outruns the Polk, MN budget; a carrier leaves Polk, MN; Polk, MN carrying cost passes plan; Polk, MN owners sell while current; Polk, MN insurance distress leads Polk, MN foreclosure data.