Rock County, MN: Home-Insurance Distress & Forced-Sale Pressure
Rock County, MN: 27/100 (moderate) home-insurance distress; Rock, MN band LOW; Rock, MN #1,758 of 3,222 counties; Rock, MN #33 of 87 in Minnesota; raw Rock, MN 31.2; Rock, MN coverage multiplier 0.85.
FEMA hazard, Rock, MN: 52/100; Rock, MN declarations, three years: 2; Rock, MN perils: 2 flood; Rock, MN five-year count 3 (severity 4.5); Rock, MN ten-year 3; hazard-weighted, Rock, MN: 4.0.
Declared incidents on the Rock, MN record: 2024 Flood 3 (Rock, MN).
NFIP claims, Rock, MN, three years: none; Rock, MN claim-stress 0/100.
Rock, MN monthly score fell, 33 (March 2026) to 30 (October 2026); Rock, MN by month: March 33, April 33, May 30, June 30 (Rock, MN), July 36, August 36, September 27, October 30.
Rock, MN components: climate 60; Rock, MN retreat index 30; Rock, MN climate multiplier 0.85.
Construction distress, Rock, MN: 83/100 as of August 2026 (Rock, MN: 23/100 one-to-four unit, 96/100 multifamily).
Rock, MN ZIPs, June 2026 (Rock, MN, 13 highest): score 0 (Rock, MN), climate 85 (Rock, MN): 57068; score 0 (Rock, MN), climate 83 (Rock, MN): 57030; score 0 (Rock, MN), climate 32 (Rock, MN): 56129; score 0 (Rock, MN), climate 30 (Rock, MN): 56147; score 0 (Rock, MN), climate 23 (Rock, MN): 56158; score 0 (Rock, MN), climate 22 (Rock, MN): 56128; score 0 (Rock, MN), climate 19 (Rock, MN): 56144; score 0 (Rock, MN), climate 15 (Rock, MN): 56116, 56134, 56138, 56146, Rock, MN 56156, 56173.
DLRadar rescores Rock, MN monthly; Rock, MN readings join Rock, MN foreclosure, lien and ownership parcels (Rock, MN), so cost-squeezed Rock, MN owners surface before listing.
Inside Minnesota, Rock County ranks 33rd of 87 counties for home-insurance distress at 27/100; Renville County (27/100) sits just above Rock County, and Olmsted County (23/100) sits just below Rock County.
Deterministic. Every Rock County, MN signal traces to a public Rock dataset (FEMA, NFIP, Census for Rock, MN) · how insurance distress works in Rock, MN · methodology
FAQ: Rock County, MN insurance distress
What is the Rock County, MN home-insurance-distress score?
Rock, MN: 27/100 (LOW), #1,758 of 3,222, #33 in Minnesota. FEMA hazard, Rock, MN: 52/100; NFIP stress, Rock, MN: 0/100; construction, Rock, MN: 83/100; Rock, MN rescores monthly.
Is Rock County insurance distress getting better or worse (MN)?
Rock, MN: 33 in March 2026; Rock, MN: 30 in October 2026 (better); Rock, MN climate component 60.
Which Rock County ZIP codes carry the most insurance distress (MN)?
Rock, MN, June 2026: 57068 at 0, 57030 at 0, 56129 at 0, 56147 at 0; Rock, MN climate scores there: 85, 83, 32, 30.
Why does Rock, MN insurance distress create sellers?
A Rock, MN premium outruns the Rock, MN budget; a carrier leaves Rock, MN; Rock, MN carrying cost passes plan; Rock, MN owners sell while current; Rock, MN insurance distress leads Rock, MN foreclosure data.