Scott County, MN: Home-Insurance Distress & Forced-Sale Pressure
Scott County, MN: 5/100 (low) home-insurance distress; Scott, MN band LOW; Scott, MN #2,457 of 3,222 counties; Scott, MN #43 of 87 in Minnesota; raw Scott, MN 6.1; Scott, MN coverage multiplier 0.85.
FEMA hazard, Scott, MN: 0/100; Scott, MN declarations, three years: none.
NFIP claims, Scott, MN, three years: 1; Scott, MN payouts $0; per Scott, MN claim $0; Scott, MN claim-stress 15/100.
Scott, MN monthly score fell, 6 (March 2026) to 5 (October 2026); Scott, MN by month: March 6, April 6, May 5, June 5 (Scott, MN), July 5, August 5, September 5, October 5.
Scott, MN components: NFIP claims 15; Scott, MN retreat index 5; Scott, MN climate multiplier 0.85.
Construction distress, Scott, MN: 66/100 as of August 2026 (Scott, MN: 41/100 one-to-four unit, 98/100 multifamily).
Scott, MN ZIPs, June 2026 (Scott, MN, 10 highest): score 0 (Scott, MN), climate 89 (Scott, MN): 55044; score 0 (Scott, MN), climate 82 (Scott, MN): 55020, 55054, 55352, 55372, Scott, MN 55378, 55379; score 0 (Scott, MN), climate 78 (Scott, MN): 55088; score 0 (Scott, MN), climate 70 (Scott, MN): 56011; score 0 (Scott, MN), climate 60 (Scott, MN): 56071.
DLRadar rescores Scott, MN monthly; Scott, MN readings join Scott, MN foreclosure, lien and ownership parcels (Scott, MN), so cost-squeezed Scott, MN owners surface before listing.
Inside Minnesota, Scott County ranks 43rd of 87 counties for home-insurance distress at 5/100; Carlton County (5/100) sits just above Scott County, and Stearns County (5/100) sits just below Scott County.
Deterministic. Every Scott County, MN signal traces to a public Scott dataset (FEMA, NFIP, Census for Scott, MN) · how insurance distress works in Scott, MN · methodology
FAQ: Scott County, MN insurance distress
What is the Scott County, MN home-insurance-distress score?
Scott, MN: 5/100 (LOW), #2,457 of 3,222, #43 in Minnesota. FEMA hazard, Scott, MN: 0/100; NFIP stress, Scott, MN: 15/100; construction, Scott, MN: 66/100; Scott, MN rescores monthly.
Is Scott County insurance distress getting better or worse (MN)?
Scott, MN: 6 in March 2026; Scott, MN: 5 in October 2026 (better); Scott, MN NFIP claims score 15.
How many flood-insurance claims has Scott County, MN had?
Scott, MN: 1 NFIP claims, three years; Scott, MN paid $0; per Scott, MN claim $0; carriers reprice Scott, MN against that record.
Which Scott County ZIP codes carry the most insurance distress (MN)?
Scott, MN, June 2026: 55044 at 0, 55020 at 0, 55054 at 0, 55352 at 0; Scott, MN climate scores there: 89, 82, 82, 82.
Why does Scott, MN insurance distress create sellers?
A Scott, MN premium outruns the Scott, MN budget; a carrier leaves Scott, MN; Scott, MN carrying cost passes plan; Scott, MN owners sell while current; Scott, MN insurance distress leads Scott, MN foreclosure data.