Franklin County, MS: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, MS: 52/100 (elevated) home-insurance distress; Franklin, MS band MEDIUM; Franklin, MS #1,054 of 3,222 counties; Franklin, MS #18 of 82 in Mississippi.
FEMA hazard, Franklin, MS: 40/100; Franklin, MS declarations, three years: 6; Franklin, MS perils: 2 severe-storm; Franklin, MS five-year count 6 (severity 9.0); Franklin, MS ten-year 6; hazard-weighted, Franklin, MS: 2.0.
Declared incidents on the Franklin, MS record: 2026 Winter Storm 4; 2026 Severe Storm 2 (Franklin, MS); 2023 Severe Storm 1 (Franklin, MS).
NFIP claims, Franklin, MS, three years: 1; Franklin, MS payouts $53,153; per Franklin, MS claim $53,153; Franklin, MS claim-stress 69/100.
Franklin, MS monthly score rose, 24 (March 2026) to 52 (October 2026); Franklin, MS by month: March 24, April 24, May 24, June 24 (Franklin, MS), July 67, August 53, September 53, October 52.
Franklin, MS components: climate 40, NFIP claims 69; Franklin, MS retreat index 52.
Construction distress, Franklin, MS: 20/100 as of August 2026 (Franklin, MS: 20/100 one-to-four unit, 0/100 multifamily).
Franklin, MS ZIPs, June 2026 (Franklin, MS, 8 highest): score 0 (Franklin, MS), climate 41 (Franklin, MS): 39601; score 0 (Franklin, MS), climate 32 (Franklin, MS): 39664; score 0 (Franklin, MS), climate 20 (Franklin, MS): 39661; score 0 (Franklin, MS), climate 15 (Franklin, MS): 39647; score 0 (Franklin, MS), climate 14 (Franklin, MS): 39630, 39653, 39668; score 0 (Franklin, MS), climate 9 (Franklin, MS): 39069.
DLRadar rescores Franklin, MS monthly; Franklin, MS readings join Franklin, MS foreclosure, lien and ownership parcels (Franklin, MS), so cost-squeezed Franklin, MS owners surface before listing.
Inside Mississippi, Franklin County ranks 18th of 82 counties for home-insurance distress at 52/100; Washington County (52/100) sits just above Franklin County, and Lamar County (51/100) sits just below Franklin County.
Deterministic. Every Franklin County, MS signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, MS) · how insurance distress works in Franklin, MS · methodology
FAQ: Franklin County, MS insurance distress
What is the Franklin County, MS home-insurance-distress score?
Franklin, MS: 52/100 (MEDIUM), #1,054 of 3,222, #18 in Mississippi. FEMA hazard, Franklin, MS: 40/100; NFIP stress, Franklin, MS: 69/100; construction, Franklin, MS: 20/100; Franklin, MS rescores monthly.
Is Franklin County insurance distress getting better or worse (MS)?
Franklin, MS: 24 in March 2026; Franklin, MS: 52 in October 2026 (worse); Franklin, MS climate component 40; Franklin, MS NFIP claims score 69.
How many flood-insurance claims has Franklin County, MS had?
Franklin, MS: 1 NFIP claims, three years; Franklin, MS paid $53,153; per Franklin, MS claim $53,153; carriers reprice Franklin, MS against that record.
Which Franklin County ZIP codes carry the most insurance distress (MS)?
Franklin, MS, June 2026: 39601 at 0, 39664 at 0, 39661 at 0, 39647 at 0; Franklin, MS climate scores there: 41, 32, 20, 15.
Why does Franklin, MS insurance distress create sellers?
A Franklin, MS premium outruns the Franklin, MS budget; a carrier leaves Franklin, MS; Franklin, MS carrying cost passes plan; Franklin, MS owners sell while current; Franklin, MS insurance distress leads Franklin, MS foreclosure data.