Lafayette County, MS: Home-Insurance Distress & Forced-Sale Pressure
Lafayette County, MS: 0/100 (low) home-insurance distress; Lafayette, MS band ZERO; Lafayette, MS #2,795 of 3,222 counties; Lafayette, MS #73 of 82 in Mississippi; Lafayette, MS coverage multiplier 0.70.
FEMA hazard, Lafayette, MS: 0/100; Lafayette, MS declarations, three years: 6; Lafayette, MS five-year count 6 (severity 12.0); Lafayette, MS ten-year 6.
Declared incidents on the Lafayette, MS record: 2026 Winter Storm 6 (Lafayette, MS).
NFIP claims, Lafayette, MS, three years: none; Lafayette, MS claim-stress 0/100.
Lafayette, MS monthly score: 0 in every month from March 2026 (Lafayette, MS) through October 2026.
Lafayette, MS components: all zero this month; Lafayette, MS climate multiplier 0.70.
Construction distress, Lafayette, MS: 45/100 as of August 2026 (Lafayette, MS: 47/100 one-to-four unit, 3/100 multifamily).
Lafayette, MS ZIPs, June 2026 (Lafayette, MS, 13 highest): score 0 (Lafayette, MS), climate 67 (Lafayette, MS): 38601, 38655, 38673, 38677, Lafayette, MS 38949; score 0 (Lafayette, MS), climate 65 (Lafayette, MS): 38685; score 0 (Lafayette, MS), climate 62 (Lafayette, MS): 38619; score 0 (Lafayette, MS), climate 61 (Lafayette, MS): 38606; score 0 (Lafayette, MS), climate 54 (Lafayette, MS): 38627; score 0 (Lafayette, MS), climate 50 (Lafayette, MS): 38871; score 0 (Lafayette, MS), climate 48 (Lafayette, MS): 38863; score 0 (Lafayette, MS), climate 31 (Lafayette, MS): 38965; score 0 (Lafayette, MS), climate 25 (Lafayette, MS): 38913.
DLRadar rescores Lafayette, MS monthly; Lafayette, MS readings join Lafayette, MS foreclosure, lien and ownership parcels (Lafayette, MS), so cost-squeezed Lafayette, MS owners surface before listing.
Inside Mississippi, Lafayette County ranks 73rd of 82 counties for home-insurance distress at 0/100; Kemper County (0/100) sits just above Lafayette County, and Newton County (0/100) sits just below Lafayette County.
Deterministic. Every Lafayette County, MS signal traces to a public Lafayette dataset (FEMA, NFIP, Census for Lafayette, MS) · how insurance distress works in Lafayette, MS · methodology
FAQ: Lafayette County, MS insurance distress
What is the Lafayette County, MS home-insurance-distress score?
Lafayette, MS: 0/100 (ZERO), #2,795 of 3,222, #73 in Mississippi. FEMA hazard, Lafayette, MS: 0/100; NFIP stress, Lafayette, MS: 0/100; construction, Lafayette, MS: 45/100; Lafayette, MS rescores monthly.
Is Lafayette County insurance distress getting better or worse (MS)?
Lafayette, MS: 0 in March 2026; Lafayette, MS: 0 in October 2026 (unchanged).
Which Lafayette County ZIP codes carry the most insurance distress (MS)?
Lafayette, MS, June 2026: 38601 at 0, 38655 at 0, 38673 at 0, 38677 at 0; Lafayette, MS climate scores there: 67, 67, 67, 67.
Why does Lafayette, MS insurance distress create sellers?
A Lafayette, MS premium outruns the Lafayette, MS budget; a carrier leaves Lafayette, MS; Lafayette, MS carrying cost passes plan; Lafayette, MS owners sell while current; Lafayette, MS insurance distress leads Lafayette, MS foreclosure data.