Madison County, MS: Home-Insurance Distress & Forced-Sale Pressure
Madison County, MS: 58/100 (elevated) home-insurance distress; Madison, MS band MEDIUM; Madison, MS #947 of 3,222 counties; Madison, MS #9 of 82 in Mississippi; raw Madison, MS 60.9.
FEMA hazard, Madison, MS: 40/100; Madison, MS declarations, three years: 9; Madison, MS perils: 3 severe-storm; Madison, MS five-year count 9 (severity 13.5); Madison, MS ten-year 9; hazard-weighted, Madison, MS: 3.0.
Declared incidents on the Madison, MS record: 2026 Winter Storm 6; 2024 Severe Storm 3 (Madison, MS); 2023 Severe Storm 1 (Madison, MS).
NFIP claims, Madison, MS, three years: 9; Madison, MS payouts $369,286; per Madison, MS claim $41,032; Madison, MS claim-stress 84/100.
Madison, MS monthly score fell, 65 (March 2026) to 61 (October 2026); Madison, MS by month: March 65, April 65, May 62, June 62 (Madison, MS), July 73, August 59, September 58, October 61.
Madison, MS components: climate 46, NFIP claims 84; Madison, MS retreat index 61.
Construction distress, Madison, MS: 28/100 as of August 2026 (Madison, MS: 35/100 one-to-four unit, 0/100 multifamily).
Madison, MS ZIPs, June 2026 (Madison, MS, 12 highest): score 0 (Madison, MS), climate 93 (Madison, MS): 39041, 39209, 39213; score 0 (Madison, MS), climate 87 (Madison, MS): 39174; score 0 (Madison, MS), climate 84 (Madison, MS): 39071; score 0 (Madison, MS), climate 83 (Madison, MS): 39045, 39046, 39110, 39157; score 0 (Madison, MS), climate 63 (Madison, MS): 39146; score 0 (Madison, MS), climate 48 (Madison, MS): 39051; score 0 (Madison, MS), climate 39 (Madison, MS): 39079.
DLRadar rescores Madison, MS monthly; Madison, MS readings join Madison, MS foreclosure, lien and ownership parcels (Madison, MS), so cost-squeezed Madison, MS owners surface before listing.
Inside Mississippi, Madison County ranks 9th of 82 counties for home-insurance distress at 58/100; Humphreys County (58/100) sits just above Madison County, and Hinds County (58/100) sits just below Madison County.
Deterministic. Every Madison County, MS signal traces to a public Madison dataset (FEMA, NFIP, Census for Madison, MS) · how insurance distress works in Madison, MS · methodology
FAQ: Madison County, MS insurance distress
What is the Madison County, MS home-insurance-distress score?
Madison, MS: 58/100 (MEDIUM), #947 of 3,222, #9 in Mississippi. FEMA hazard, Madison, MS: 40/100; NFIP stress, Madison, MS: 84/100; construction, Madison, MS: 28/100; Madison, MS rescores monthly.
Is Madison County insurance distress getting better or worse (MS)?
Madison, MS: 65 in March 2026; Madison, MS: 61 in October 2026 (better); Madison, MS climate component 46; Madison, MS NFIP claims score 84.
How many flood-insurance claims has Madison County, MS had?
Madison, MS: 9 NFIP claims, three years; Madison, MS paid $369,286; per Madison, MS claim $41,032; carriers reprice Madison, MS against that record.
Which Madison County ZIP codes carry the most insurance distress (MS)?
Madison, MS, June 2026: 39041 at 0, 39209 at 0, 39213 at 0, 39174 at 0; Madison, MS climate scores there: 93, 93, 93, 87.
Why does Madison, MS insurance distress create sellers?
A Madison, MS premium outruns the Madison, MS budget; a carrier leaves Madison, MS; Madison, MS carrying cost passes plan; Madison, MS owners sell while current; Madison, MS insurance distress leads Madison, MS foreclosure data.