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Pontotoc County, MS: Home-Insurance Distress & Forced-Sale Pressure

Pontotoc County, MS: 0/100 (low) home-insurance distress; Pontotoc, MS band ZERO; Pontotoc, MS #2,799 of 3,222 counties; Pontotoc, MS #77 of 82 in Mississippi; Pontotoc, MS coverage multiplier 0.70.

FEMA hazard, Pontotoc, MS: 0/100; Pontotoc, MS declarations, three years: 4; Pontotoc, MS five-year count 6 (severity 12.0); Pontotoc, MS ten-year 6.

Declared incidents on the Pontotoc, MS record: 2026 Winter Storm 6 (Pontotoc, MS).

NFIP claims, Pontotoc, MS, three years: none; Pontotoc, MS claim-stress 0/100.

Pontotoc, MS monthly score: 0 in every month from March 2026 (Pontotoc, MS) through October 2026.

Pontotoc, MS components: all zero this month; Pontotoc, MS climate multiplier 0.70.

Construction distress, Pontotoc, MS: 45/100 as of August 2026 (Pontotoc, MS: 35/100 one-to-four unit, 52/100 multifamily).

Pontotoc, MS ZIPs, June 2026 (Pontotoc, MS, 11 highest): score 0 (Pontotoc, MS), climate 74 (Pontotoc, MS): 38801; score 0 (Pontotoc, MS), climate 73 (Pontotoc, MS): 38868; score 0 (Pontotoc, MS), climate 57 (Pontotoc, MS): 38826; score 0 (Pontotoc, MS), climate 50 (Pontotoc, MS): 38871; score 0 (Pontotoc, MS), climate 48 (Pontotoc, MS): 38863; score 0 (Pontotoc, MS), climate 47 (Pontotoc, MS): 38841, 38869; score 0 (Pontotoc, MS), climate 46 (Pontotoc, MS): 38860; score 0 (Pontotoc, MS), climate 43 (Pontotoc, MS): 38828; score 0 (Pontotoc, MS), climate 42 (Pontotoc, MS): 38864; score 0 (Pontotoc, MS), climate 37 (Pontotoc, MS): 38850.

DLRadar rescores Pontotoc, MS monthly; Pontotoc, MS readings join Pontotoc, MS foreclosure, lien and ownership parcels (Pontotoc, MS), so cost-squeezed Pontotoc, MS owners surface before listing.

Inside Mississippi, Pontotoc County ranks 77th of 82 counties for home-insurance distress at 0/100; Panola County (0/100) sits just above Pontotoc County, and Quitman County (0/100) sits just below Pontotoc County.

Insurance distress
0/100
Pontotoc, MS: ZERO
National rank
#2799
Pontotoc, MS: of 3,222 counties
FEMA hazard
0/100
Pontotoc County hazard
NFIP claim stress
0/100
Pontotoc, MS 3-year
Flood claims (3y)
0
Pontotoc, MS
Claims paid (3y)
$0
Pontotoc, MS payouts
Per claim
$0
Pontotoc, MS
Construction distress
45/100
Pontotoc, MS

Deterministic. Every Pontotoc County, MS signal traces to a public Pontotoc dataset (FEMA, NFIP, Census for Pontotoc, MS) · how insurance distress works in Pontotoc, MS · methodology

FAQ: Pontotoc County, MS insurance distress

What is the Pontotoc County, MS home-insurance-distress score?

Pontotoc, MS: 0/100 (ZERO), #2,799 of 3,222, #77 in Mississippi. FEMA hazard, Pontotoc, MS: 0/100; NFIP stress, Pontotoc, MS: 0/100; construction, Pontotoc, MS: 45/100; Pontotoc, MS rescores monthly.

Is Pontotoc County insurance distress getting better or worse (MS)?

Pontotoc, MS: 0 in March 2026; Pontotoc, MS: 0 in October 2026 (unchanged).

Which Pontotoc County ZIP codes carry the most insurance distress (MS)?

Pontotoc, MS, June 2026: 38801 at 0, 38868 at 0, 38826 at 0, 38871 at 0; Pontotoc, MS climate scores there: 74, 73, 57, 50.

Why does Pontotoc, MS insurance distress create sellers?

A Pontotoc, MS premium outruns the Pontotoc, MS budget; a carrier leaves Pontotoc, MS; Pontotoc, MS carrying cost passes plan; Pontotoc, MS owners sell while current; Pontotoc, MS insurance distress leads Pontotoc, MS foreclosure data.

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