Union County, MS: Home-Insurance Distress & Forced-Sale Pressure
Union County, MS: 5/100 (low) home-insurance distress; Union, MS band LOW; Union, MS #2,463 of 3,222 counties; Union, MS #62 of 82 in Mississippi; raw Union, MS 6.1; Union, MS coverage multiplier 0.85.
FEMA hazard, Union, MS: 0/100; Union, MS declarations, three years: 6; Union, MS five-year count 6 (severity 12.0); Union, MS ten-year 6.
Declared incidents on the Union, MS record: 2026 Winter Storm 6 (Union, MS).
NFIP claims, Union, MS, three years: 1; Union, MS payouts $0; per Union, MS claim $0; Union, MS claim-stress 15/100.
Union, MS monthly score fell, 6 (March 2026) to 5 (October 2026); Union, MS by month: March 6, April 6, May 5, June 5 (Union, MS), July 5, August 5, September 5, October 5.
Union, MS components: NFIP claims 15; Union, MS retreat index 5; Union, MS climate multiplier 0.85.
Construction distress, Union, MS: 73/100 as of August 2026 (Union, MS: 74/100 one-to-four unit, 18/100 multifamily).
Union, MS ZIPs, June 2026 (Union, MS, 11 highest): score 0 (Union, MS), climate 72 (Union, MS): 38849; score 0 (Union, MS), climate 54 (Union, MS): 38627, 38824; score 0 (Union, MS), climate 50 (Union, MS): 38871; score 0 (Union, MS), climate 47 (Union, MS): 38841; score 0 (Union, MS), climate 43 (Union, MS): 38828; score 0 (Union, MS), climate 40 (Union, MS): 38625, 38652; score 0 (Union, MS), climate 38 (Union, MS): 38650; score 0 (Union, MS), climate 35 (Union, MS): 38610; score 0 (Union, MS), climate 17 (Union, MS): 38633.
DLRadar rescores Union, MS monthly; Union, MS readings join Union, MS foreclosure, lien and ownership parcels (Union, MS), so cost-squeezed Union, MS owners surface before listing.
Inside Mississippi, Union County ranks 62nd of 82 counties for home-insurance distress at 5/100; Tishomingo County (5/100) sits just above Union County, and Attala County (0/100) sits just below Union County.
Deterministic. Every Union County, MS signal traces to a public Union dataset (FEMA, NFIP, Census for Union, MS) · how insurance distress works in Union, MS · methodology
FAQ: Union County, MS insurance distress
What is the Union County, MS home-insurance-distress score?
Union, MS: 5/100 (LOW), #2,463 of 3,222, #62 in Mississippi. FEMA hazard, Union, MS: 0/100; NFIP stress, Union, MS: 15/100; construction, Union, MS: 73/100; Union, MS rescores monthly.
Is Union County insurance distress getting better or worse (MS)?
Union, MS: 6 in March 2026; Union, MS: 5 in October 2026 (better); Union, MS NFIP claims score 15.
How many flood-insurance claims has Union County, MS had?
Union, MS: 1 NFIP claims, three years; Union, MS paid $0; per Union, MS claim $0; carriers reprice Union, MS against that record.
Which Union County ZIP codes carry the most insurance distress (MS)?
Union, MS, June 2026: 38849 at 0, 38627 at 0, 38824 at 0, 38871 at 0; Union, MS climate scores there: 72, 54, 54, 50.
Why does Union, MS insurance distress create sellers?
A Union, MS premium outruns the Union, MS budget; a carrier leaves Union, MS; Union, MS carrying cost passes plan; Union, MS owners sell while current; Union, MS insurance distress leads Union, MS foreclosure data.