Pondera County, MT: Home-Insurance Distress & Forced-Sale Pressure
Pondera County, MT: 20/100 (low) home-insurance distress; Pondera, MT band LOW; Pondera, MT #2,295 of 3,222 counties; Pondera, MT #15 of 56 in Montana; raw Pondera, MT 27.4; Pondera, MT coverage multiplier 0.85.
FEMA hazard, Pondera, MT: 40/100; Pondera, MT declarations, three years: 6; Pondera, MT perils: 3 severe-storm; Pondera, MT five-year count 3 (severity 4.5); Pondera, MT ten-year 3; hazard-weighted, Pondera, MT: 3.0.
Declared incidents on the Pondera, MT record: 2026 Straight-Line Winds 2; 2024 Severe Storm 2 (Pondera, MT).
NFIP claims, Pondera, MT, three years: none; Pondera, MT claim-stress 0/100.
Pondera, MT monthly score fell, 26 (March 2026) to 20 (October 2026); Pondera, MT by month: March 26, April 26, May 24, June 24 (Pondera, MT), July 23, August 21, September 21, October 20.
Pondera, MT components: climate 40; Pondera, MT retreat index 20; Pondera, MT climate multiplier 0.85.
Construction distress, Pondera, MT: 88/100 as of August 2026 (Pondera, MT: 88/100 one-to-four unit, 0/100 multifamily).
Pondera, MT ZIPs, June 2026 (Pondera, MT, 6 highest): score 0 (Pondera, MT), climate 27 (Pondera, MT): 59416; score 0 (Pondera, MT), climate 20 (Pondera, MT): 59425, 59432, 59448; score 0 (Pondera, MT), climate 19 (Pondera, MT): 59486; score 0 (Pondera, MT), climate 9 (Pondera, MT): 59456.
DLRadar rescores Pondera, MT monthly; Pondera, MT readings join Pondera, MT foreclosure, lien and ownership parcels (Pondera, MT), so cost-squeezed Pondera, MT owners surface before listing.
Inside Montana, Pondera County ranks 15th of 56 counties for home-insurance distress at 20/100; Petroleum County (20/100) sits just above Pondera County, and Teton County (20/100) sits just below Pondera County.
Deterministic. Every Pondera County, MT signal traces to a public Pondera dataset (FEMA, NFIP, Census for Pondera, MT) · how insurance distress works in Pondera, MT · methodology
FAQ: Pondera County, MT insurance distress
What is the Pondera County, MT home-insurance-distress score?
Pondera, MT: 20/100 (LOW), #2,295 of 3,222, #15 in Montana. FEMA hazard, Pondera, MT: 40/100; NFIP stress, Pondera, MT: 0/100; construction, Pondera, MT: 88/100; Pondera, MT rescores monthly.
Is Pondera County insurance distress getting better or worse (MT)?
Pondera, MT: 26 in March 2026; Pondera, MT: 20 in October 2026 (better); Pondera, MT climate component 40.
Which Pondera County ZIP codes carry the most insurance distress (MT)?
Pondera, MT, June 2026: 59416 at 0, 59425 at 0, 59432 at 0, 59448 at 0; Pondera, MT climate scores there: 27, 20, 20, 20.
Why does Pondera, MT insurance distress create sellers?
A Pondera, MT premium outruns the Pondera, MT budget; a carrier leaves Pondera, MT; Pondera, MT carrying cost passes plan; Pondera, MT owners sell while current; Pondera, MT insurance distress leads Pondera, MT foreclosure data.