Toole County, MT: Home-Insurance Distress & Forced-Sale Pressure
Toole County, MT: 20/100 (low) home-insurance distress; Toole, MT band LOW; Toole, MT #2,297 of 3,222 counties; Toole, MT #17 of 56 in Montana; raw Toole, MT 24.1; Toole, MT coverage multiplier 0.85.
FEMA hazard, Toole, MT: 40/100; Toole, MT declarations, three years: 1; Toole, MT perils: 1 severe-storm; Toole, MT five-year count 3 (severity 4.5); Toole, MT ten-year 3; hazard-weighted, Toole, MT: 1.0.
Declared incidents on the Toole, MT record: 2024 Severe Storm 1 (Toole, MT).
NFIP claims, Toole, MT, three years: none; Toole, MT claim-stress 0/100.
Toole, MT monthly score fell, 26 (March 2026) to 20 (October 2026); Toole, MT by month: March 26, April 26, May 24, June 24 (Toole, MT), July 23, August 21, September 21, October 20.
Toole, MT components: climate 40; Toole, MT retreat index 20; Toole, MT climate multiplier 0.85.
Construction distress, Toole, MT: 5/100 as of August 2026 (Toole, MT: 5/100 one-to-four unit, 0/100 multifamily).
Toole, MT ZIPs, June 2026 (Toole, MT, 10 highest): score 0 (Toole, MT), climate 42 (Toole, MT): 59427; score 0 (Toole, MT), climate 12 (Toole, MT): 59435, 59454, 59466, 59474, Toole, MT 59482, 59484; score 0 (Toole, MT), climate 11 (Toole, MT): 59444; score 0 (Toole, MT), climate 9 (Toole, MT): 59456; score 0 (Toole, MT), climate 7 (Toole, MT): 59545.
DLRadar rescores Toole, MT monthly; Toole, MT readings join Toole, MT foreclosure, lien and ownership parcels (Toole, MT), so cost-squeezed Toole, MT owners surface before listing.
Inside Montana, Toole County ranks 17th of 56 counties for home-insurance distress at 20/100; Teton County (20/100) sits just above Toole County, and Gallatin County (5/100) sits just below Toole County.
Deterministic. Every Toole County, MT signal traces to a public Toole dataset (FEMA, NFIP, Census for Toole, MT) · how insurance distress works in Toole, MT · methodology
FAQ: Toole County, MT insurance distress
What is the Toole County, MT home-insurance-distress score?
Toole, MT: 20/100 (LOW), #2,297 of 3,222, #17 in Montana. FEMA hazard, Toole, MT: 40/100; NFIP stress, Toole, MT: 0/100; construction, Toole, MT: 5/100; Toole, MT rescores monthly.
Is Toole County insurance distress getting better or worse (MT)?
Toole, MT: 26 in March 2026; Toole, MT: 20 in October 2026 (better); Toole, MT climate component 40.
Which Toole County ZIP codes carry the most insurance distress (MT)?
Toole, MT, June 2026: 59427 at 0, 59435 at 0, 59454 at 0, 59466 at 0; Toole, MT climate scores there: 42, 12, 12, 12.
Why does Toole, MT insurance distress create sellers?
A Toole, MT premium outruns the Toole, MT budget; a carrier leaves Toole, MT; Toole, MT carrying cost passes plan; Toole, MT owners sell while current; Toole, MT insurance distress leads Toole, MT foreclosure data.