Burke County, NC: Home-Insurance Distress & Forced-Sale Pressure
Burke County, NC: 86/100 (severe) home-insurance distress; Burke, NC band HIGH; Burke, NC #199 of 3,222 counties; Burke, NC #17 of 100 in North Carolina.
FEMA hazard, Burke, NC: 78/100; Burke, NC declarations, three years: 6; Burke, NC perils: 4 tropical-storm; Burke, NC five-year count 9 (severity 15.0); Burke, NC ten-year 9; hazard-weighted, Burke, NC: 12.0.
Declared incidents on the Burke, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Burke, NC).
NFIP claims, Burke, NC, three years: 71; Burke, NC payouts $8,967,031; per Burke, NC claim $126,296; Burke, NC claim-stress 98/100.
Burke, NC monthly score fell, 92 (March 2026) to 85 (October 2026); Burke, NC by month: March 92, April 92, May 90, June 90 (Burke, NC), July 87, August 90, September 86, October 85.
Burke, NC components: climate 77, NFIP claims 98; Burke, NC retreat index 85.
Construction distress, Burke, NC: 16/100 as of August 2026 (Burke, NC: 10/100 one-to-four unit, 40/100 multifamily).
Burke, NC ZIPs, June 2026 (Burke, NC, 16 highest): score 0 (Burke, NC), climate 79 (Burke, NC): 28602; score 0 (Burke, NC), climate 77 (Burke, NC): 28168; score 0 (Burke, NC), climate 73 (Burke, NC): 28601; score 0 (Burke, NC), climate 70 (Burke, NC): 28090; score 0 (Burke, NC), climate 68 (Burke, NC): 28612, 28619, 28628, 28637, Burke, NC 28641, 28645, 28655, 28666, Burke, NC 28667, 28671, 28690; score 0 (Burke, NC), climate 60 (Burke, NC): 28761.
DLRadar rescores Burke, NC monthly; Burke, NC readings join Burke, NC foreclosure, lien and ownership parcels (Burke, NC), so cost-squeezed Burke, NC owners surface before listing.
Inside North Carolina, Burke County ranks 17th of 100 counties for home-insurance distress at 86/100; Avery County (86/100) sits just above Burke County, and Yancey County (86/100) sits just below Burke County.
Deterministic. Every Burke County, NC signal traces to a public Burke dataset (FEMA, NFIP, Census for Burke, NC) · how insurance distress works in Burke, NC · methodology
FAQ: Burke County, NC insurance distress
What is the Burke County, NC home-insurance-distress score?
Burke, NC: 86/100 (HIGH), #199 of 3,222, #17 in North Carolina. FEMA hazard, Burke, NC: 78/100; NFIP stress, Burke, NC: 98/100; construction, Burke, NC: 16/100; Burke, NC rescores monthly.
Is Burke County insurance distress getting better or worse (NC)?
Burke, NC: 92 in March 2026; Burke, NC: 85 in October 2026 (better); Burke, NC climate component 77; Burke, NC NFIP claims score 98.
How many flood-insurance claims has Burke County, NC had?
Burke, NC: 71 NFIP claims, three years; Burke, NC paid $8,967,031; per Burke, NC claim $126,296; carriers reprice Burke, NC against that record.
Which Burke County ZIP codes carry the most insurance distress (NC)?
Burke, NC, June 2026: 28602 at 0, 28168 at 0, 28601 at 0, 28090 at 0; Burke, NC climate scores there: 79, 77, 73, 70.
Why does Burke, NC insurance distress create sellers?
A Burke, NC premium outruns the Burke, NC budget; a carrier leaves Burke, NC; Burke, NC carrying cost passes plan; Burke, NC owners sell while current; Burke, NC insurance distress leads Burke, NC foreclosure data.