Franklin County, NC: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, NC: 73/100 (severe) home-insurance distress; Franklin, NC band MEDIUM; Franklin, NC #567 of 3,222 counties; Franklin, NC #65 of 100 in North Carolina.
FEMA hazard, Franklin, NC: 78/100; Franklin, NC declarations, three years: 6; Franklin, NC perils: 4 tropical-storm; Franklin, NC five-year count 9 (severity 15.0); Franklin, NC ten-year 9; hazard-weighted, Franklin, NC: 12.0.
Declared incidents on the Franklin, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Franklin, NC).
NFIP claims, Franklin, NC, three years: 1; Franklin, NC payouts $32,053; per Franklin, NC claim $32,053; Franklin, NC claim-stress 64/100.
Franklin, NC monthly score fell, 80 (March 2026) to 72 (October 2026); Franklin, NC by month: March 80, April 80, May 78, June 78 (Franklin, NC), July 75, August 77, September 74, October 72.
Franklin, NC components: climate 77, NFIP claims 64; Franklin, NC retreat index 72.
Construction distress, Franklin, NC: 32/100 as of August 2026 (Franklin, NC: 34/100 one-to-four unit, 8/100 multifamily).
Franklin, NC ZIPs, June 2026 (Franklin, NC, 13 highest): score 0 (Franklin, NC), climate 92 (Franklin, NC): 27587; score 0 (Franklin, NC), climate 81 (Franklin, NC): 27557, 27597; score 0 (Franklin, NC), climate 73 (Franklin, NC): 27882; score 0 (Franklin, NC), climate 66 (Franklin, NC): 27816; score 0 (Franklin, NC), climate 62 (Franklin, NC): 27844; score 0 (Franklin, NC), climate 56 (Franklin, NC): 27596; score 0 (Franklin, NC), climate 55 (Franklin, NC): 27525; score 0 (Franklin, NC), climate 53 (Franklin, NC): 27508, 27549; score 0 (Franklin, NC), climate 49 (Franklin, NC): 27544; score 0 (Franklin, NC), climate 44 (Franklin, NC): 27537, 27589.
DLRadar rescores Franklin, NC monthly; Franklin, NC readings join Franklin, NC foreclosure, lien and ownership parcels (Franklin, NC), so cost-squeezed Franklin, NC owners surface before listing.
Inside North Carolina, Franklin County ranks 65th of 100 counties for home-insurance distress at 73/100; Randolph County (73/100) sits just above Franklin County, and Harnett County (72/100) sits just below Franklin County.
Deterministic. Every Franklin County, NC signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, NC) · how insurance distress works in Franklin, NC · methodology
FAQ: Franklin County, NC insurance distress
What is the Franklin County, NC home-insurance-distress score?
Franklin, NC: 73/100 (MEDIUM), #567 of 3,222, #65 in North Carolina. FEMA hazard, Franklin, NC: 78/100; NFIP stress, Franklin, NC: 64/100; construction, Franklin, NC: 32/100; Franklin, NC rescores monthly.
Is Franklin County insurance distress getting better or worse (NC)?
Franklin, NC: 80 in March 2026; Franklin, NC: 72 in October 2026 (better); Franklin, NC climate component 77; Franklin, NC NFIP claims score 64.
How many flood-insurance claims has Franklin County, NC had?
Franklin, NC: 1 NFIP claims, three years; Franklin, NC paid $32,053; per Franklin, NC claim $32,053; carriers reprice Franklin, NC against that record.
Which Franklin County ZIP codes carry the most insurance distress (NC)?
Franklin, NC, June 2026: 27587 at 0, 27557 at 0, 27597 at 0, 27882 at 0; Franklin, NC climate scores there: 92, 81, 81, 73.
Why does Franklin, NC insurance distress create sellers?
A Franklin, NC premium outruns the Franklin, NC budget; a carrier leaves Franklin, NC; Franklin, NC carrying cost passes plan; Franklin, NC owners sell while current; Franklin, NC insurance distress leads Franklin, NC foreclosure data.