Haywood County, NC: Home-Insurance Distress & Forced-Sale Pressure
Haywood County, NC: 86/100 (severe) home-insurance distress; Haywood, NC band HIGH; Haywood, NC #208 of 3,222 counties; Haywood, NC #21 of 100 in North Carolina.
FEMA hazard, Haywood, NC: 78/100; Haywood, NC declarations, three years: 6; Haywood, NC perils: 4 tropical-storm; Haywood, NC five-year count 9 (severity 15.0); Haywood, NC ten-year 9; hazard-weighted, Haywood, NC: 12.0.
Declared incidents on the Haywood, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Haywood, NC).
NFIP claims, Haywood, NC, three years: 281; Haywood, NC payouts $17,131,270; per Haywood, NC claim $60,965; Haywood, NC claim-stress 97/100.
Haywood, NC monthly score fell, 92 (March 2026) to 85 (October 2026); Haywood, NC by month: March 92, April 92, May 90, June 90 (Haywood, NC), July 87, August 90, September 86, October 85.
Haywood, NC components: climate 77, NFIP claims 97; Haywood, NC retreat index 85.
Construction distress, Haywood, NC: 47/100 as of August 2026 (Haywood, NC: 23/100 one-to-four unit, 94/100 multifamily).
Haywood, NC ZIPs, June 2026 (Haywood, NC, 7 highest): score 0 (Haywood, NC), climate 76 (Haywood, NC): 28751; score 0 (Haywood, NC), climate 75 (Haywood, NC): 28716, 28721, 28745, 28785, Haywood, NC 28786; score 0 (Haywood, NC), climate 38 (Haywood, NC): 28743.
DLRadar rescores Haywood, NC monthly; Haywood, NC readings join Haywood, NC foreclosure, lien and ownership parcels (Haywood, NC), so cost-squeezed Haywood, NC owners surface before listing.
Inside North Carolina, Haywood County ranks 21st of 100 counties for home-insurance distress at 86/100; Mcdowell County (86/100) sits just above Haywood County, and Rutherford County (86/100) sits just below Haywood County.
Deterministic. Every Haywood County, NC signal traces to a public Haywood dataset (FEMA, NFIP, Census for Haywood, NC) · how insurance distress works in Haywood, NC · methodology
FAQ: Haywood County, NC insurance distress
What is the Haywood County, NC home-insurance-distress score?
Haywood, NC: 86/100 (HIGH), #208 of 3,222, #21 in North Carolina. FEMA hazard, Haywood, NC: 78/100; NFIP stress, Haywood, NC: 97/100; construction, Haywood, NC: 47/100; Haywood, NC rescores monthly.
Is Haywood County insurance distress getting better or worse (NC)?
Haywood, NC: 92 in March 2026; Haywood, NC: 85 in October 2026 (better); Haywood, NC climate component 77; Haywood, NC NFIP claims score 97.
How many flood-insurance claims has Haywood County, NC had?
Haywood, NC: 281 NFIP claims, three years; Haywood, NC paid $17,131,270; per Haywood, NC claim $60,965; carriers reprice Haywood, NC against that record.
Which Haywood County ZIP codes carry the most insurance distress (NC)?
Haywood, NC, June 2026: 28751 at 0, 28716 at 0, 28721 at 0, 28745 at 0; Haywood, NC climate scores there: 76, 75, 75, 75.
Why does Haywood, NC insurance distress create sellers?
A Haywood, NC premium outruns the Haywood, NC budget; a carrier leaves Haywood, NC; Haywood, NC carrying cost passes plan; Haywood, NC owners sell while current; Haywood, NC insurance distress leads Haywood, NC foreclosure data.