Iredell County, NC: Home-Insurance Distress & Forced-Sale Pressure
Iredell County, NC: 60/100 (elevated) home-insurance distress; Iredell, NC band MEDIUM; Iredell, NC #898 of 3,222 counties; Iredell, NC #82 of 100 in North Carolina.
FEMA hazard, Iredell, NC: 90/100; Iredell, NC declarations, three years: 8; Iredell, NC perils: 6 tropical-storm; Iredell, NC five-year count 12 (severity 19.5); Iredell, NC ten-year 12; hazard-weighted, Iredell, NC: 18.0.
Declared incidents on the Iredell, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Iredell, NC).
NFIP claims, Iredell, NC, three years: 1; Iredell, NC payouts $0; per Iredell, NC claim $0; Iredell, NC claim-stress 15/100.
Iredell, NC monthly score fell, 63 (March 2026) to 59 (October 2026); Iredell, NC by month: March 63, April 63, May 62, June 62 (Iredell, NC), July 60, August 62, September 62, October 59.
Iredell, NC components: climate 88, NFIP claims 15; Iredell, NC retreat index 59.
Construction distress, Iredell, NC: 58/100 as of August 2026 (Iredell, NC: 49/100 one-to-four unit, 94/100 multifamily).
Iredell, NC ZIPs, June 2026 (Iredell, NC, 16 highest): score 0 (Iredell, NC), climate 93 (Iredell, NC): 28036; score 0 (Iredell, NC), climate 83 (Iredell, NC): 27013, 28115, 28117, 28125, Iredell, NC 28166, 28660, 28677; score 0 (Iredell, NC), climate 82 (Iredell, NC): 28625; score 0 (Iredell, NC), climate 78 (Iredell, NC): 28634; score 0 (Iredell, NC), climate 74 (Iredell, NC): 28689; score 0 (Iredell, NC), climate 64 (Iredell, NC): 28678; score 0 (Iredell, NC), climate 46 (Iredell, NC): 27020; score 0 (Iredell, NC), climate 44 (Iredell, NC): 27028, 28636; score 0 (Iredell, NC), climate 37 (Iredell, NC): 27055.
DLRadar rescores Iredell, NC monthly; Iredell, NC readings join Iredell, NC foreclosure, lien and ownership parcels (Iredell, NC), so cost-squeezed Iredell, NC owners surface before listing.
Inside North Carolina, Iredell County ranks 82nd of 100 counties for home-insurance distress at 60/100; Hoke County (68/100) sits just above Iredell County, and Stokes County (60/100) sits just below Iredell County.
Deterministic. Every Iredell County, NC signal traces to a public Iredell dataset (FEMA, NFIP, Census for Iredell, NC) · how insurance distress works in Iredell, NC · methodology
FAQ: Iredell County, NC insurance distress
What is the Iredell County, NC home-insurance-distress score?
Iredell, NC: 60/100 (MEDIUM), #898 of 3,222, #82 in North Carolina. FEMA hazard, Iredell, NC: 90/100; NFIP stress, Iredell, NC: 15/100; construction, Iredell, NC: 58/100; Iredell, NC rescores monthly.
Is Iredell County insurance distress getting better or worse (NC)?
Iredell, NC: 63 in March 2026; Iredell, NC: 59 in October 2026 (better); Iredell, NC climate component 88; Iredell, NC NFIP claims score 15.
How many flood-insurance claims has Iredell County, NC had?
Iredell, NC: 1 NFIP claims, three years; Iredell, NC paid $0; per Iredell, NC claim $0; carriers reprice Iredell, NC against that record.
Which Iredell County ZIP codes carry the most insurance distress (NC)?
Iredell, NC, June 2026: 28036 at 0, 27013 at 0, 28115 at 0, 28117 at 0; Iredell, NC climate scores there: 93, 83, 83, 83.
Why does Iredell, NC insurance distress create sellers?
A Iredell, NC premium outruns the Iredell, NC budget; a carrier leaves Iredell, NC; Iredell, NC carrying cost passes plan; Iredell, NC owners sell while current; Iredell, NC insurance distress leads Iredell, NC foreclosure data.