Onslow County, NC: Home-Insurance Distress & Forced-Sale Pressure
Onslow County, NC: 81/100 (severe) home-insurance distress; Onslow, NC band HIGH; Onslow, NC #314 of 3,222 counties; Onslow, NC #47 of 100 in North Carolina; raw Onslow, NC 84.3.
FEMA hazard, Onslow, NC: 90/100; Onslow, NC declarations, three years: 12; Onslow, NC perils: 9 tropical-storm; Onslow, NC five-year count 12 (severity 19.5); Onslow, NC ten-year 12; hazard-weighted, Onslow, NC: 27.0.
Declared incidents on the Onslow, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Onslow, NC).
NFIP claims, Onslow, NC, three years: 10; Onslow, NC payouts $45,220; per Onslow, NC claim $4,522; Onslow, NC claim-stress 69/100.
Onslow, NC monthly score fell, 85 (March 2026) to 80 (October 2026); Onslow, NC by month: March 85, April 85, May 84, June 84 (Onslow, NC), July 82, August 84, September 84, October 80.
Onslow, NC components: climate 88, NFIP claims 69; Onslow, NC retreat index 80.
Construction distress, Onslow, NC: 2/100 as of August 2026 (Onslow, NC: 32/100 one-to-four unit, 0/100 multifamily).
Onslow, NC ZIPs, June 2026 (Onslow, NC, 16 highest): score 0 (Onslow, NC), climate 96 (Onslow, NC): 28460, 28539, 28540, 28542, Onslow, NC 28543, 28544, 28546, 28547; score 0 (Onslow, NC), climate 95 (Onslow, NC): 28445, 28582; score 0 (Onslow, NC), climate 94 (Onslow, NC): 28574, 28584; score 0 (Onslow, NC), climate 92 (Onslow, NC): 28454; score 0 (Onslow, NC), climate 88 (Onslow, NC): 28518; score 0 (Onslow, NC), climate 87 (Onslow, NC): 28521; score 0 (Onslow, NC), climate 79 (Onslow, NC): 28572.
DLRadar rescores Onslow, NC monthly; Onslow, NC readings join Onslow, NC foreclosure, lien and ownership parcels (Onslow, NC), so cost-squeezed Onslow, NC owners surface before listing.
Inside North Carolina, Onslow County ranks 39th of 100 counties for home-insurance distress at 81/100; Guilford County (82/100) sits just above Onslow County, and Gaston County (81/100) sits just below Onslow County.
Deterministic. Every Onslow County, NC signal traces to a public Onslow dataset (FEMA, NFIP, Census for Onslow, NC) · how insurance distress works in Onslow, NC · methodology
FAQ: Onslow County, NC insurance distress
What is the Onslow County, NC home-insurance-distress score?
Onslow, NC: 81/100 (HIGH), #314 of 3,222, #47 in North Carolina. FEMA hazard, Onslow, NC: 90/100; NFIP stress, Onslow, NC: 69/100; construction, Onslow, NC: 2/100; Onslow, NC rescores monthly.
Is Onslow County insurance distress getting better or worse (NC)?
Onslow, NC: 85 in March 2026; Onslow, NC: 80 in October 2026 (better); Onslow, NC climate component 88; Onslow, NC NFIP claims score 69.
How many flood-insurance claims has Onslow County, NC had?
Onslow, NC: 10 NFIP claims, three years; Onslow, NC paid $45,220; per Onslow, NC claim $4,522; carriers reprice Onslow, NC against that record.
Which Onslow County ZIP codes carry the most insurance distress (NC)?
Onslow, NC, June 2026: 28460 at 0, 28539 at 0, 28540 at 0, 28542 at 0; Onslow, NC climate scores there: 96, 96, 96, 96.
Why does Onslow, NC insurance distress create sellers?
A Onslow, NC premium outruns the Onslow, NC budget; a carrier leaves Onslow, NC; Onslow, NC carrying cost passes plan; Onslow, NC owners sell while current; Onslow, NC insurance distress leads Onslow, NC foreclosure data.