Surry County, NC: Home-Insurance Distress & Forced-Sale Pressure
Surry County, NC: 80/100 (severe) home-insurance distress; Surry, NC band MEDIUM; Surry, NC #366 of 3,222 counties; Surry, NC #47 of 100 in North Carolina.
FEMA hazard, Surry, NC: 90/100; Surry, NC declarations, three years: 8; Surry, NC perils: 6 tropical-storm; Surry, NC five-year count 12 (severity 19.5); Surry, NC ten-year 12; hazard-weighted, Surry, NC: 18.0.
Declared incidents on the Surry, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 6 (Surry, NC).
NFIP claims, Surry, NC, three years: 6; Surry, NC payouts $25,000; per Surry, NC claim $4,167; Surry, NC claim-stress 65/100.
Surry, NC monthly score rose, 48 (March 2026) to 79 (October 2026); Surry, NC by month: March 48, April 48, May 48, June 48 (Surry, NC), July 46, August 47, September 47, October 79.
Surry, NC components: climate 88, NFIP claims 65; Surry, NC retreat index 79.
Construction distress, Surry, NC: 50/100 as of August 2026 (Surry, NC: 50/100 one-to-four unit, 0/100 multifamily).
Surry, NC ZIPs, June 2026 (Surry, NC, 12 highest): score 0 (Surry, NC), climate 74 (Surry, NC): 28621, 28683; score 0 (Surry, NC), climate 73 (Surry, NC): 28676; score 0 (Surry, NC), climate 72 (Surry, NC): 27007, 27017, 27024, 27047; score 0 (Surry, NC), climate 70 (Surry, NC): 27030; score 0 (Surry, NC), climate 66 (Surry, NC): 27041; score 0 (Surry, NC), climate 55 (Surry, NC): 27043; score 0 (Surry, NC), climate 40 (Surry, NC): 27053; score 0 (Surry, NC), climate 27 (Surry, NC): 28623.
DLRadar rescores Surry, NC monthly; Surry, NC readings join Surry, NC foreclosure, lien and ownership parcels (Surry, NC), so cost-squeezed Surry, NC owners surface before listing.
Inside North Carolina, Surry County ranks 47th of 100 counties for home-insurance distress at 80/100; Bladen County (80/100) sits just above Surry County, and Wake County (79/100) sits just below Surry County.
Deterministic. Every Surry County, NC signal traces to a public Surry dataset (FEMA, NFIP, Census for Surry, NC) · how insurance distress works in Surry, NC · methodology
FAQ: Surry County, NC insurance distress
What is the Surry County, NC home-insurance-distress score?
Surry, NC: 80/100 (MEDIUM), #366 of 3,222, #47 in North Carolina. FEMA hazard, Surry, NC: 90/100; NFIP stress, Surry, NC: 65/100; construction, Surry, NC: 50/100; Surry, NC rescores monthly.
Is Surry County insurance distress getting better or worse (NC)?
Surry, NC: 48 in March 2026; Surry, NC: 79 in October 2026 (worse); Surry, NC climate component 88; Surry, NC NFIP claims score 65.
How many flood-insurance claims has Surry County, NC had?
Surry, NC: 6 NFIP claims, three years; Surry, NC paid $25,000; per Surry, NC claim $4,167; carriers reprice Surry, NC against that record.
Which Surry County ZIP codes carry the most insurance distress (NC)?
Surry, NC, June 2026: 28621 at 0, 28683 at 0, 28676 at 0, 27007 at 0; Surry, NC climate scores there: 74, 74, 73, 72.
Why does Surry, NC insurance distress create sellers?
A Surry, NC premium outruns the Surry, NC budget; a carrier leaves Surry, NC; Surry, NC carrying cost passes plan; Surry, NC owners sell while current; Surry, NC insurance distress leads Surry, NC foreclosure data.