Wayne County, NC: Home-Insurance Distress & Forced-Sale Pressure
Wayne County, NC: 73/100 (severe) home-insurance distress; Wayne, NC band MEDIUM; Wayne, NC #549 of 3,222 counties; Wayne, NC #63 of 100 in North Carolina; raw Wayne, NC 78.6.
FEMA hazard, Wayne, NC: 78/100; Wayne, NC declarations, three years: 9; Wayne, NC perils: 6 tropical-storm; Wayne, NC five-year count 9 (severity 15.0); Wayne, NC ten-year 9; hazard-weighted, Wayne, NC: 18.0.
Declared incidents on the Wayne, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Wayne, NC).
NFIP claims, Wayne, NC, three years: 6; Wayne, NC payouts $32,675; per Wayne, NC claim $5,446; Wayne, NC claim-stress 66/100.
Wayne, NC monthly score fell, 80 (March 2026) to 73 (October 2026); Wayne, NC by month: March 80, April 80, May 79, June 79 (Wayne, NC), July 76, August 78, September 75, October 73.
Wayne, NC components: climate 77, NFIP claims 66; Wayne, NC retreat index 73.
Construction distress, Wayne, NC: 48/100 as of August 2026 (Wayne, NC: 55/100 one-to-four unit, 6/100 multifamily).
Wayne, NC ZIPs, June 2026 (Wayne, NC, 15 highest): score 0 (Wayne, NC), climate 89 (Wayne, NC): 27530, 27531, 27533, 27534, Wayne, NC 28333; score 0 (Wayne, NC), climate 88 (Wayne, NC): 27863, 28365; score 0 (Wayne, NC), climate 87 (Wayne, NC): 27569, 27830; score 0 (Wayne, NC), climate 86 (Wayne, NC): 27524, 28578; score 0 (Wayne, NC), climate 83 (Wayne, NC): 27542; score 0 (Wayne, NC), climate 79 (Wayne, NC): 28551; score 0 (Wayne, NC), climate 75 (Wayne, NC): 27851; score 0 (Wayne, NC), climate 70 (Wayne, NC): 27883.
DLRadar rescores Wayne, NC monthly; Wayne, NC readings join Wayne, NC foreclosure, lien and ownership parcels (Wayne, NC), so cost-squeezed Wayne, NC owners surface before listing.
Inside North Carolina, Wayne County ranks 63rd of 100 counties for home-insurance distress at 73/100; Martin County (74/100) sits just above Wayne County, and Randolph County (73/100) sits just below Wayne County.
Deterministic. Every Wayne County, NC signal traces to a public Wayne dataset (FEMA, NFIP, Census for Wayne, NC) · how insurance distress works in Wayne, NC · methodology
FAQ: Wayne County, NC insurance distress
What is the Wayne County, NC home-insurance-distress score?
Wayne, NC: 73/100 (MEDIUM), #549 of 3,222, #63 in North Carolina. FEMA hazard, Wayne, NC: 78/100; NFIP stress, Wayne, NC: 66/100; construction, Wayne, NC: 48/100; Wayne, NC rescores monthly.
Is Wayne County insurance distress getting better or worse (NC)?
Wayne, NC: 80 in March 2026; Wayne, NC: 73 in October 2026 (better); Wayne, NC climate component 77; Wayne, NC NFIP claims score 66.
How many flood-insurance claims has Wayne County, NC had?
Wayne, NC: 6 NFIP claims, three years; Wayne, NC paid $32,675; per Wayne, NC claim $5,446; carriers reprice Wayne, NC against that record.
Which Wayne County ZIP codes carry the most insurance distress (NC)?
Wayne, NC, June 2026: 27530 at 0, 27531 at 0, 27533 at 0, 27534 at 0; Wayne, NC climate scores there: 89, 89, 89, 89.
Why does Wayne, NC insurance distress create sellers?
A Wayne, NC premium outruns the Wayne, NC budget; a carrier leaves Wayne, NC; Wayne, NC carrying cost passes plan; Wayne, NC owners sell while current; Wayne, NC insurance distress leads Wayne, NC foreclosure data.