Yancey County, NC: Home-Insurance Distress & Forced-Sale Pressure
Yancey County, NC: 86/100 (severe) home-insurance distress; Yancey, NC band HIGH; Yancey, NC #203 of 3,222 counties; Yancey, NC #14 of 100 in North Carolina; raw Yancey, NC 91.0.
FEMA hazard, Yancey, NC: 78/100; Yancey, NC declarations, three years: 9; Yancey, NC perils: 6 tropical-storm; Yancey, NC five-year count 9 (severity 15.0); Yancey, NC ten-year 9; hazard-weighted, Yancey, NC: 18.0.
Declared incidents on the Yancey, NC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Yancey, NC).
NFIP claims, Yancey, NC, three years: 76; Yancey, NC payouts $7,771,657; per Yancey, NC claim $102,259; Yancey, NC claim-stress 97/100.
Yancey, NC monthly score fell, 92 (March 2026) to 85 (October 2026); Yancey, NC by month: March 92, April 92, May 90, June 90 (Yancey, NC), July 87, August 89, September 86, October 85.
Yancey, NC components: climate 77, NFIP claims 97; Yancey, NC retreat index 85.
Construction distress, Yancey, NC: 13/100 as of August 2026 (Yancey, NC: 13/100 one-to-four unit, 2/100 multifamily).
Yancey, NC ZIPs, June 2026 (Yancey, NC, 6 highest): score 0 (Yancey, NC), climate 36 (Yancey, NC): 28714, 28755; score 0 (Yancey, NC), climate 30 (Yancey, NC): 28740, 28754; score 0 (Yancey, NC), climate 27 (Yancey, NC): 28777; score 0 (Yancey, NC), climate 23 (Yancey, NC): 28705.
DLRadar rescores Yancey, NC monthly; Yancey, NC readings join Yancey, NC foreclosure, lien and ownership parcels (Yancey, NC), so cost-squeezed Yancey, NC owners surface before listing.
Inside North Carolina, Yancey County ranks 18th of 100 counties for home-insurance distress at 86/100; Burke County (86/100) sits just above Yancey County, and Watauga County (86/100) sits just below Yancey County.
Deterministic. Every Yancey County, NC signal traces to a public Yancey dataset (FEMA, NFIP, Census for Yancey, NC) · how insurance distress works in Yancey, NC · methodology
FAQ: Yancey County, NC insurance distress
What is the Yancey County, NC home-insurance-distress score?
Yancey, NC: 86/100 (HIGH), #203 of 3,222, #14 in North Carolina. FEMA hazard, Yancey, NC: 78/100; NFIP stress, Yancey, NC: 97/100; construction, Yancey, NC: 13/100; Yancey, NC rescores monthly.
Is Yancey County insurance distress getting better or worse (NC)?
Yancey, NC: 92 in March 2026; Yancey, NC: 85 in October 2026 (better); Yancey, NC climate component 77; Yancey, NC NFIP claims score 97.
How many flood-insurance claims has Yancey County, NC had?
Yancey, NC: 76 NFIP claims, three years; Yancey, NC paid $7,771,657; per Yancey, NC claim $102,259; carriers reprice Yancey, NC against that record.
Which Yancey County ZIP codes carry the most insurance distress (NC)?
Yancey, NC, June 2026: 28714 at 0, 28755 at 0, 28740 at 0, 28754 at 0; Yancey, NC climate scores there: 36, 36, 30, 30.
Why does Yancey, NC insurance distress create sellers?
A Yancey, NC premium outruns the Yancey, NC budget; a carrier leaves Yancey, NC; Yancey, NC carrying cost passes plan; Yancey, NC owners sell while current; Yancey, NC insurance distress leads Yancey, NC foreclosure data.