Phelps County, NE: Home-Insurance Distress & Forced-Sale Pressure
Phelps County, NE: 0/100 (low) home-insurance distress; Phelps, NE band ZERO; Phelps, NE #2,893 of 3,222 counties; Phelps, NE #84 of 93 in Nebraska; Phelps, NE coverage multiplier 0.70.
FEMA hazard, Phelps, NE: 0/100; Phelps, NE declarations, three years: none.
NFIP claims, Phelps, NE, three years: none; Phelps, NE claim-stress 0/100.
Phelps, NE monthly score: 0 in every month from March 2026 (Phelps, NE) through October 2026.
Phelps, NE components: all zero this month; Phelps, NE climate multiplier 0.70.
Construction distress, Phelps, NE: 69/100 as of August 2026 (Phelps, NE: 67/100 one-to-four unit, 9/100 multifamily).
Phelps, NE ZIPs, June 2026 (Phelps, NE, 10 highest): score 0 (Phelps, NE), climate 66 (Phelps, NE): 68845; score 0 (Phelps, NE), climate 63 (Phelps, NE): 68836, 68863; score 0 (Phelps, NE), climate 47 (Phelps, NE): 68923, 68940, 68958; score 0 (Phelps, NE), climate 45 (Phelps, NE): 68949; score 0 (Phelps, NE), climate 41 (Phelps, NE): 68924; score 0 (Phelps, NE), climate 38 (Phelps, NE): 68982; score 0 (Phelps, NE), climate 36 (Phelps, NE): 68927.
DLRadar rescores Phelps, NE monthly; Phelps, NE readings join Phelps, NE foreclosure, lien and ownership parcels (Phelps, NE), so cost-squeezed Phelps, NE owners surface before listing.
Inside Nebraska, Phelps County ranks 84th of 93 counties for home-insurance distress at 0/100; Perkins County (0/100) sits just above Phelps County, and Pierce County (0/100) sits just below Phelps County.
Deterministic. Every Phelps County, NE signal traces to a public Phelps dataset (FEMA, NFIP, Census for Phelps, NE) · how insurance distress works in Phelps, NE · methodology
FAQ: Phelps County, NE insurance distress
What is the Phelps County, NE home-insurance-distress score?
Phelps, NE: 0/100 (ZERO), #2,893 of 3,222, #84 in Nebraska. FEMA hazard, Phelps, NE: 0/100; NFIP stress, Phelps, NE: 0/100; construction, Phelps, NE: 69/100; Phelps, NE rescores monthly.
Is Phelps County insurance distress getting better or worse (NE)?
Phelps, NE: 0 in March 2026; Phelps, NE: 0 in October 2026 (unchanged).
Which Phelps County ZIP codes carry the most insurance distress (NE)?
Phelps, NE, June 2026: 68845 at 0, 68836 at 0, 68863 at 0, 68923 at 0; Phelps, NE climate scores there: 66, 63, 63, 47.
Why does Phelps, NE insurance distress create sellers?
A Phelps, NE premium outruns the Phelps, NE budget; a carrier leaves Phelps, NE; Phelps, NE carrying cost passes plan; Phelps, NE owners sell while current; Phelps, NE insurance distress leads Phelps, NE foreclosure data.