Polk County, NE: Home-Insurance Distress & Forced-Sale Pressure
Polk County, NE: 21/100 (low) home-insurance distress; Polk, NE band LOW; Polk, NE #2,215 of 3,222 counties; Polk, NE #46 of 93 in Nebraska; raw Polk, NE 24.3; Polk, NE coverage multiplier 0.85.
FEMA hazard, Polk, NE: 40/100; Polk, NE declarations, three years: 4; Polk, NE perils: 2 severe-storm; Polk, NE five-year count 6 (severity 10.5); Polk, NE ten-year 6; hazard-weighted, Polk, NE: 2.0.
Declared incidents on the Polk, NE record: 2025 Winter Storm 3; 2024 Severe Storm 3 (Polk, NE).
NFIP claims, Polk, NE, three years: none; Polk, NE claim-stress 0/100.
Polk, NE monthly score fell, 26 (March 2026) to 23 (October 2026); Polk, NE by month: March 26, April 26, May 24, June 24 (Polk, NE), July 23, August 21, September 21, October 23.
Polk, NE components: climate 46; Polk, NE retreat index 23; Polk, NE climate multiplier 0.85.
Construction distress, Polk, NE: 66/100 as of August 2026 (Polk, NE: 65/100 one-to-four unit, 7/100 multifamily).
Polk, NE ZIPs, June 2026 (Polk, NE, 10 highest): score 0 (Polk, NE), climate 63 (Polk, NE): 68601; score 0 (Polk, NE), climate 57 (Polk, NE): 68316; score 0 (Polk, NE), climate 44 (Polk, NE): 68628; score 0 (Polk, NE), climate 43 (Polk, NE): 68367, 68654; score 0 (Polk, NE), climate 38 (Polk, NE): 68663; score 0 (Polk, NE), climate 35 (Polk, NE): 68651, 68666; score 0 (Polk, NE), climate 34 (Polk, NE): 68662; score 0 (Polk, NE), climate 31 (Polk, NE): 68658.
DLRadar rescores Polk, NE monthly; Polk, NE readings join Polk, NE foreclosure, lien and ownership parcels (Polk, NE), so cost-squeezed Polk, NE owners surface before listing.
Inside Nebraska, Polk County ranks 46th of 93 counties for home-insurance distress at 21/100; Nuckolls County (21/100) sits just above Polk County, and Saline County (21/100) sits just below Polk County.
Deterministic. Every Polk County, NE signal traces to a public Polk dataset (FEMA, NFIP, Census for Polk, NE) · how insurance distress works in Polk, NE · methodology
FAQ: Polk County, NE insurance distress
What is the Polk County, NE home-insurance-distress score?
Polk, NE: 21/100 (LOW), #2,215 of 3,222, #46 in Nebraska. FEMA hazard, Polk, NE: 40/100; NFIP stress, Polk, NE: 0/100; construction, Polk, NE: 66/100; Polk, NE rescores monthly.
Is Polk County insurance distress getting better or worse (NE)?
Polk, NE: 26 in March 2026; Polk, NE: 23 in October 2026 (better); Polk, NE climate component 46.
Which Polk County ZIP codes carry the most insurance distress (NE)?
Polk, NE, June 2026: 68601 at 0, 68316 at 0, 68628 at 0, 68367 at 0; Polk, NE climate scores there: 63, 57, 44, 43.
Why does Polk, NE insurance distress create sellers?
A Polk, NE premium outruns the Polk, NE budget; a carrier leaves Polk, NE; Polk, NE carrying cost passes plan; Polk, NE owners sell while current; Polk, NE insurance distress leads Polk, NE foreclosure data.