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Polk County, NE: Foreclosures, Tax Liens & Distressed Properties

Polk County, NE, Nebraska: 10 ZIP codes scored, Polk County, NE averaging 16/100 (low, Polk, NE), from 11 to 27. Polk County, NE is in its peak phase (Polk, NE confidence 24/100): Polk, NE home prices up 3.3% (Polk, NE) over twelve months. Polk County, NE lender headwind: 27/100.

Highest-scoring Polk County, NE ZIPs: 68601 (27/100), 68651 (17/100), 68662 (17/100), 68666 (17/100), 68367 (15/100), 68628 (15/100). Also scored in Polk County, NE: 68654, 68663, 68316, 68658.

Across Polk County, NE's scored ZIPs: median home value $168,770, household income $71,422, 15.2% vacancy, 9.3% poverty, 83% owner-occupied, median age 42.1.

Polk County, NE insurance distress 21/100 (#2,215 in the US); FEMA hazard 40/100 for Polk, NE; 4 federal disaster declarations in Polk County, NE since 2023; Polk, NE construction distress 66/100.

3 banks with 5 branches lend in Polk County, NE; Polk, NE weighted bank stress 52/100, highest 69/100 in Polk, NE.

Polk County, NE unemployment 2.6% (Polk, NE -0.2 pts, six months); 14 new housing units permitted in Polk County, NE over twelve months, Polk, NE down 22% from 18; Polk, NE home prices +12.5% a year (Polk, NE) over three years.

2,531 housing units in Polk County, NE; 378 Polk, NE renter households; 17% of Polk, NE renters spend 30%+ of income on rent, 4% (Polk, NE) half or more.

Polk County, NE ranks #1,775 nationally on the opportunity index (Polk, NE, among all ranked counties); Polk, NE scores 28.5/100 and Polk, NE sits #37 inside Nebraska. Polk, NE is in the early_signal opportunity phase; Polk, NE's primary driver is construction, Polk, NE second driver bank institutional; Polk, NE moved down 719 places. 2 short-sale listings across Polk, NE; 70 days on market observed in Polk, NE; 10.4% vacancy over 10 Polk, NE ZIPs.

No CFPB county sample covers Polk County, NE. The non-metro area reading for Polk, NE: 0.8% ninety-plus days late; Polk, NE's thirty-to-eighty-nine share is 2.1% (Polk, NE, December 2025 data); Nebraska overall 0.6%.

Polk County, NE has 3 watched banks; 3 Polk, NE banks sit in an elevated band. Polk, NE footprints: Cornerstone Bank (2 branches, stress 69) in Polk, NE; Pinnacle Bank (2 branches, stress 62) in Polk, NE; Heritage Bank (1 branch, stress 0) in Polk, NE.

417 of the 2,531 housing units in Polk, NE sit vacant. Polk County, NE permitted 0 multifamily units in twelve months; Polk, NE's one-to-four unit structures added 14 units in Polk County, NE.

Peak
Market phase
3.3%
Polk, NE HPI YoY
0%
Drawdown
24
Polk confidence

Highest-distress Polk County ZIP codes

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