Union County, NJ: Home-Insurance Distress & Forced-Sale Pressure
Union County, NJ: 31/100 (moderate) home-insurance distress; Union, NJ band LOW; Union, NJ #1,574 of 3,222 counties; Union, NJ #5 of 21 in New Jersey; raw Union, NJ 36.9; Union, NJ coverage multiplier 0.85.
FEMA hazard, Union, NJ: 0/100; Union, NJ declarations, three years: none.
NFIP claims, Union, NJ, three years: 350; Union, NJ payouts $9,276,117; per Union, NJ claim $26,503; Union, NJ claim-stress 92/100.
Union, NJ monthly score fell, 32 (March 2026) to 31 (October 2026); Union, NJ by month: March 32, April 32, May 32, June 32 (Union, NJ), July 32, August 32, September 32, October 31.
Union, NJ components: NFIP claims 92; Union, NJ retreat index 31; Union, NJ climate multiplier 0.85.
Construction distress, Union, NJ: 15/100 as of August 2026 (Union, NJ: 72/100 one-to-four unit, 1/100 multifamily).
Union, NJ ZIPs, June 2026 (Union, NJ, 16 highest): score 0 (Union, NJ), climate 95 (Union, NJ): 07016, 07023, 07027, 07033, Union, NJ 07036, 07062, 07065, 07066, Union, NJ 07076, 07081, 07083, 07088, Union, NJ 07090, 07092, 07201, 07202.
DLRadar rescores Union, NJ monthly; Union, NJ readings join Union, NJ foreclosure, lien and ownership parcels (Union, NJ), so cost-squeezed Union, NJ owners surface before listing.
Inside New Jersey, Union County ranks 5th of 21 counties for home-insurance distress at 31/100; Bergen County (32/100) sits just above Union County, and Atlantic County (31/100) sits just below Union County.
Deterministic. Every Union County, NJ signal traces to a public Union dataset (FEMA, NFIP, Census for Union, NJ) · how insurance distress works in Union, NJ · methodology
FAQ: Union County, NJ insurance distress
What is the Union County, NJ home-insurance-distress score?
Union, NJ: 31/100 (LOW), #1,574 of 3,222, #5 in New Jersey. FEMA hazard, Union, NJ: 0/100; NFIP stress, Union, NJ: 92/100; construction, Union, NJ: 15/100; Union, NJ rescores monthly.
Is Union County insurance distress getting better or worse (NJ)?
Union, NJ: 32 in March 2026; Union, NJ: 31 in October 2026 (better); Union, NJ NFIP claims score 92.
How many flood-insurance claims has Union County, NJ had?
Union, NJ: 350 NFIP claims, three years; Union, NJ paid $9,276,117; per Union, NJ claim $26,503; carriers reprice Union, NJ against that record.
Which Union County ZIP codes carry the most insurance distress (NJ)?
Union, NJ, June 2026: 07016 at 0, 07023 at 0, 07027 at 0, 07033 at 0; Union, NJ climate scores there: 95, 95, 95, 95.
Why does Union, NJ insurance distress create sellers?
A Union, NJ premium outruns the Union, NJ budget; a carrier leaves Union, NJ; Union, NJ carrying cost passes plan; Union, NJ owners sell while current; Union, NJ insurance distress leads Union, NJ foreclosure data.