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Union County, NM: Home-Insurance Distress & Forced-Sale Pressure

Union County, NM: 0/100 (low) home-insurance distress; Union, NM band ZERO; Union, NM #2,932 of 3,222 counties; Union, NM #33 of 33 in New Mexico; Union, NM coverage multiplier 0.70.

FEMA hazard, Union, NM: 0/100; Union, NM declarations, three years: none.

NFIP claims, Union, NM, three years: none; Union, NM claim-stress 0/100.

Union, NM monthly score: 0 in every month from March 2026 (Union, NM) through October 2026.

Union, NM components: all zero this month; Union, NM climate multiplier 0.70.

Construction distress, Union, NM: 0/100 as of August 2026 (Union, NM: 0/100 one-to-four unit, 0/100 multifamily).

Union, NM ZIPs, June 2026 (Union, NM, 9 highest): score 0 (Union, NM), climate 38 (Union, NM): 88414; score 0 (Union, NM), climate 24 (Union, NM): 88422; score 0 (Union, NM), climate 18 (Union, NM): 88430; score 0 (Union, NM), climate 9 (Union, NM): 88418, 88419, 88424, 88436; score 0 (Union, NM), climate 8 (Union, NM): 88415; score 0 (Union, NM), climate 6 (Union, NM): 88410.

DLRadar rescores Union, NM monthly; Union, NM readings join Union, NM foreclosure, lien and ownership parcels (Union, NM), so cost-squeezed Union, NM owners surface before listing.

Inside New Mexico, Union County ranks 33rd of 33 counties for home-insurance distress at 0/100; Torrance County (0/100) sits just above Union County.

Insurance distress
0/100
Union, NM: ZERO
National rank
#2932
Union, NM: of 3,222 counties
FEMA hazard
0/100
Union County hazard
NFIP claim stress
0/100
Union, NM 3-year
Flood claims (3y)
0
Union, NM
Claims paid (3y)
$0
Union, NM payouts
Per claim
$0
Union, NM
Construction distress
0/100
Union, NM

Deterministic. Every Union County, NM signal traces to a public Union dataset (FEMA, NFIP, Census for Union, NM) · how insurance distress works in Union, NM · methodology

FAQ: Union County, NM insurance distress

What is the Union County, NM home-insurance-distress score?

Union, NM: 0/100 (ZERO), #2,932 of 3,222, #33 in New Mexico. FEMA hazard, Union, NM: 0/100; NFIP stress, Union, NM: 0/100; construction, Union, NM: 0/100; Union, NM rescores monthly.

Is Union County insurance distress getting better or worse (NM)?

Union, NM: 0 in March 2026; Union, NM: 0 in October 2026 (unchanged).

Which Union County ZIP codes carry the most insurance distress (NM)?

Union, NM, June 2026: 88414 at 0, 88422 at 0, 88430 at 0, 88418 at 0; Union, NM climate scores there: 38, 24, 18, 9.

Why does Union, NM insurance distress create sellers?

A Union, NM premium outruns the Union, NM budget; a carrier leaves Union, NM; Union, NM carrying cost passes plan; Union, NM owners sell while current; Union, NM insurance distress leads Union, NM foreclosure data.

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