Fulton County, NY: Home-Insurance Distress & Forced-Sale Pressure
Fulton County, NY: 21/100 (low) home-insurance distress; Fulton, NY band LOW; Fulton, NY #2,074 of 3,222 counties; Fulton, NY #46 of 62 in New York; raw Fulton, NY 25.2; Fulton, NY coverage multiplier 0.85.
FEMA hazard, Fulton, NY: 0/100; Fulton, NY declarations, three years: none.
NFIP claims, Fulton, NY, three years: 1; Fulton, NY payouts $27,037; per Fulton, NY claim $27,037; Fulton, NY claim-stress 63/100.
Fulton, NY monthly score fell, 23 (March 2026) to 21 (October 2026); Fulton, NY by month: March 23, April 23, May 22, June 22 (Fulton, NY), July 22, August 22, September 22, October 21.
Fulton, NY components: NFIP claims 63; Fulton, NY retreat index 21; Fulton, NY climate multiplier 0.85.
Construction distress, Fulton, NY: 89/100 as of August 2026 (Fulton, NY: 59/100 one-to-four unit, 99/100 multifamily).
Fulton, NY ZIPs, June 2026 (Fulton, NY, 14 highest): score 0 (Fulton, NY), climate 70 (Fulton, NY): 12086; score 0 (Fulton, NY), climate 63 (Fulton, NY): 12010; score 0 (Fulton, NY), climate 62 (Fulton, NY): 12025, 12068, 13339; score 0 (Fulton, NY), climate 57 (Fulton, NY): 12070; score 0 (Fulton, NY), climate 54 (Fulton, NY): 13329, 13452, 13470; score 0 (Fulton, NY), climate 52 (Fulton, NY): 12095; score 0 (Fulton, NY), climate 51 (Fulton, NY): 12078, 12117; score 0 (Fulton, NY), climate 36 (Fulton, NY): 12134; score 0 (Fulton, NY), climate 31 (Fulton, NY): 12032.
DLRadar rescores Fulton, NY monthly; Fulton, NY readings join Fulton, NY foreclosure, lien and ownership parcels (Fulton, NY), so cost-squeezed Fulton, NY owners surface before listing.
Inside New York, Fulton County ranks 46th of 62 counties for home-insurance distress at 21/100; Herkimer County (22/100) sits just above Fulton County, and Saratoga County (21/100) sits just below Fulton County.
Deterministic. Every Fulton County, NY signal traces to a public Fulton dataset (FEMA, NFIP, Census for Fulton, NY) · how insurance distress works in Fulton, NY · methodology
FAQ: Fulton County, NY insurance distress
What is the Fulton County, NY home-insurance-distress score?
Fulton, NY: 21/100 (LOW), #2,074 of 3,222, #46 in New York. FEMA hazard, Fulton, NY: 0/100; NFIP stress, Fulton, NY: 63/100; construction, Fulton, NY: 89/100; Fulton, NY rescores monthly.
Is Fulton County insurance distress getting better or worse (NY)?
Fulton, NY: 23 in March 2026; Fulton, NY: 21 in October 2026 (better); Fulton, NY NFIP claims score 63.
How many flood-insurance claims has Fulton County, NY had?
Fulton, NY: 1 NFIP claims, three years; Fulton, NY paid $27,037; per Fulton, NY claim $27,037; carriers reprice Fulton, NY against that record.
Which Fulton County ZIP codes carry the most insurance distress (NY)?
Fulton, NY, June 2026: 12086 at 0, 12010 at 0, 12025 at 0, 12068 at 0; Fulton, NY climate scores there: 70, 63, 62, 62.
Why does Fulton, NY insurance distress create sellers?
A Fulton, NY premium outruns the Fulton, NY budget; a carrier leaves Fulton, NY; Fulton, NY carrying cost passes plan; Fulton, NY owners sell while current; Fulton, NY insurance distress leads Fulton, NY foreclosure data.