Lewis County, NY: Home-Insurance Distress & Forced-Sale Pressure
Lewis County, NY: 62/100 (elevated) home-insurance distress; Lewis, NY band MEDIUM; Lewis, NY #847 of 3,222 counties; Lewis, NY #12 of 62 in New York.
FEMA hazard, Lewis, NY: 63/100; Lewis, NY declarations, three years: 4; Lewis, NY perils: 2 flood, 2 severe-storm; Lewis, NY five-year count 6 (severity 9.0); Lewis, NY ten-year 6; hazard-weighted, Lewis, NY: 6.0.
Declared incidents on the Lewis, NY record: 2024 Severe Storm 2; 2024 Flood 2 (Lewis, NY).
NFIP claims, Lewis, NY, three years: 1; Lewis, NY payouts $18,425; per Lewis, NY claim $18,425; Lewis, NY claim-stress 60/100.
Lewis, NY monthly score fell, 69 (March 2026) to 60 (October 2026); Lewis, NY by month: March 69, April 69, May 67, June 66 (Lewis, NY), July 64, August 64, September 63, October 60.
Lewis, NY components: climate 60, NFIP claims 60; Lewis, NY retreat index 60.
Construction distress, Lewis, NY: 3/100 as of August 2026 (Lewis, NY: 50/100 one-to-four unit, 0/100 multifamily).
Lewis, NY ZIPs, June 2026 (Lewis, NY, 16 highest): score 0 (Lewis, NY), climate 75 (Lewis, NY): 13471; score 0 (Lewis, NY), climate 71 (Lewis, NY): 13309; score 0 (Lewis, NY), climate 69 (Lewis, NY): 13316; score 0 (Lewis, NY), climate 64 (Lewis, NY): 13601; score 0 (Lewis, NY), climate 63 (Lewis, NY): 13682; score 0 (Lewis, NY), climate 59 (Lewis, NY): 13437; score 0 (Lewis, NY), climate 49 (Lewis, NY): 13619; score 0 (Lewis, NY), climate 48 (Lewis, NY): 13648; score 0 (Lewis, NY), climate 41 (Lewis, NY): 13367; score 0 (Lewis, NY), climate 35 (Lewis, NY): 13665; score 0 (Lewis, NY), climate 33 (Lewis, NY): 13626; score 0 (Lewis, NY), climate 28 (Lewis, NY): 13305, 13312, 13325, 13327, Lewis, NY 13343.
DLRadar rescores Lewis, NY monthly; Lewis, NY readings join Lewis, NY foreclosure, lien and ownership parcels (Lewis, NY), so cost-squeezed Lewis, NY owners surface before listing.
Inside New York, Lewis County ranks 12th of 62 counties for home-insurance distress at 62/100; Yates County (63/100) sits just above Lewis County, and Orange County (61/100) sits just below Lewis County.
Deterministic. Every Lewis County, NY signal traces to a public Lewis dataset (FEMA, NFIP, Census for Lewis, NY) · how insurance distress works in Lewis, NY · methodology
FAQ: Lewis County, NY insurance distress
What is the Lewis County, NY home-insurance-distress score?
Lewis, NY: 62/100 (MEDIUM), #847 of 3,222, #12 in New York. FEMA hazard, Lewis, NY: 63/100; NFIP stress, Lewis, NY: 60/100; construction, Lewis, NY: 3/100; Lewis, NY rescores monthly.
Is Lewis County insurance distress getting better or worse (NY)?
Lewis, NY: 69 in March 2026; Lewis, NY: 60 in October 2026 (better); Lewis, NY climate component 60; Lewis, NY NFIP claims score 60.
How many flood-insurance claims has Lewis County, NY had?
Lewis, NY: 1 NFIP claims, three years; Lewis, NY paid $18,425; per Lewis, NY claim $18,425; carriers reprice Lewis, NY against that record.
Which Lewis County ZIP codes carry the most insurance distress (NY)?
Lewis, NY, June 2026: 13471 at 0, 13309 at 0, 13316 at 0, 13601 at 0; Lewis, NY climate scores there: 75, 71, 69, 64.
Why does Lewis, NY insurance distress create sellers?
A Lewis, NY premium outruns the Lewis, NY budget; a carrier leaves Lewis, NY; Lewis, NY carrying cost passes plan; Lewis, NY owners sell while current; Lewis, NY insurance distress leads Lewis, NY foreclosure data.