Monroe County, NY: Home-Insurance Distress & Forced-Sale Pressure
Monroe County, NY: 27/100 (moderate) home-insurance distress; Monroe, NY band LOW; Monroe, NY #1,704 of 3,222 counties; Monroe, NY #29 of 62 in New York; raw Monroe, NY 31.7; Monroe, NY coverage multiplier 0.85.
FEMA hazard, Monroe, NY: 0/100; Monroe, NY declarations, three years: none.
NFIP claims, Monroe, NY, three years: 21; Monroe, NY payouts $276,296; per Monroe, NY claim $13,157; Monroe, NY claim-stress 79/100.
Monroe, NY monthly score: 27 in every month from March 2026 (Monroe, NY) through October 2026.
Monroe, NY components: NFIP claims 79; Monroe, NY retreat index 27; Monroe, NY climate multiplier 0.85.
Construction distress, Monroe, NY: 39/100 as of August 2026 (Monroe, NY: 46/100 one-to-four unit, 25/100 multifamily).
Monroe, NY ZIPs, June 2026 (Monroe, NY, 16 highest): score 0 (Monroe, NY), climate 94 (Monroe, NY): 14428, 14445, 14467, 14468, Monroe, NY 14506, 14511, 14514, 14515, Monroe, NY 14526, 14543, 14559, 14586, Monroe, NY 14604, 14605, 14606, 14607.
DLRadar rescores Monroe, NY monthly; Monroe, NY readings join Monroe, NY foreclosure, lien and ownership parcels (Monroe, NY), so cost-squeezed Monroe, NY owners surface before listing.
Inside New York, Monroe County ranks 29th of 62 counties for home-insurance distress at 27/100; Schenectady County (27/100) sits just above Monroe County, and Albany County (27/100) sits just below Monroe County.
Deterministic. Every Monroe County, NY signal traces to a public Monroe dataset (FEMA, NFIP, Census for Monroe, NY) · how insurance distress works in Monroe, NY · methodology
FAQ: Monroe County, NY insurance distress
What is the Monroe County, NY home-insurance-distress score?
Monroe, NY: 27/100 (LOW), #1,704 of 3,222, #29 in New York. FEMA hazard, Monroe, NY: 0/100; NFIP stress, Monroe, NY: 79/100; construction, Monroe, NY: 39/100; Monroe, NY rescores monthly.
Is Monroe County insurance distress getting better or worse (NY)?
Monroe, NY: 27 in March 2026; Monroe, NY: 27 in October 2026 (unchanged); Monroe, NY NFIP claims score 79.
How many flood-insurance claims has Monroe County, NY had?
Monroe, NY: 21 NFIP claims, three years; Monroe, NY paid $276,296; per Monroe, NY claim $13,157; carriers reprice Monroe, NY against that record.
Which Monroe County ZIP codes carry the most insurance distress (NY)?
Monroe, NY, June 2026: 14428 at 0, 14445 at 0, 14467 at 0, 14468 at 0; Monroe, NY climate scores there: 94, 94, 94, 94.
Why does Monroe, NY insurance distress create sellers?
A Monroe, NY premium outruns the Monroe, NY budget; a carrier leaves Monroe, NY; Monroe, NY carrying cost passes plan; Monroe, NY owners sell while current; Monroe, NY insurance distress leads Monroe, NY foreclosure data.