Tompkins County, NY: Home-Insurance Distress & Forced-Sale Pressure
Tompkins County, NY: 7/100 (low) home-insurance distress; Tompkins, NY band LOW; Tompkins, NY #2,418 of 3,222 counties; Tompkins, NY #53 of 62 in New York; raw Tompkins, NY 7.7; Tompkins, NY coverage multiplier 0.85.
FEMA hazard, Tompkins, NY: 0/100; Tompkins, NY declarations, three years: none.
NFIP claims, Tompkins, NY, three years: 2; Tompkins, NY payouts $0; per Tompkins, NY claim $0; Tompkins, NY claim-stress 19/100.
Tompkins, NY monthly score rose, 6 (March 2026) to 7 (October 2026); Tompkins, NY by month: March 6, April 6, May 7, June 7 (Tompkins, NY), July 7, August 7, September 7, October 7.
Tompkins, NY components: NFIP claims 19; Tompkins, NY retreat index 7; Tompkins, NY climate multiplier 0.85.
Construction distress, Tompkins, NY: 44/100 as of August 2026 (Tompkins, NY: 50/100 one-to-four unit, 40/100 multifamily).
Tompkins, NY ZIPs, June 2026 (Tompkins, NY, 16 highest): score 58 (Tompkins, NY), climate 75, price stress 50 (Tompkins, NY): 13062, 13068, 13073, 13102, Tompkins, NY 14850, 14853, 14854, 14867, Tompkins, NY 14881, 14882; score 57 (Tompkins, NY), climate 74, price stress 50 (Tompkins, NY): 14817; score 0 (Tompkins, NY), climate 66 (Tompkins, NY): 13053; score 0 (Tompkins, NY), climate 65 (Tompkins, NY): 13092, 14883; score 0 (Tompkins, NY), climate 64 (Tompkins, NY): 13736, 13864.
DLRadar rescores Tompkins, NY monthly; Tompkins, NY readings join Tompkins, NY foreclosure, lien and ownership parcels (Tompkins, NY), so cost-squeezed Tompkins, NY owners surface before listing.
Inside New York, Tompkins County ranks 53rd of 62 counties for home-insurance distress at 7/100; Cattaraugus County (19/100) sits just above Tompkins County, and Chemung County (5/100) sits just below Tompkins County.
Deterministic. Every Tompkins County, NY signal traces to a public Tompkins dataset (FEMA, NFIP, Census for Tompkins, NY) · how insurance distress works in Tompkins, NY · methodology
FAQ: Tompkins County, NY insurance distress
What is the Tompkins County, NY home-insurance-distress score?
Tompkins, NY: 7/100 (LOW), #2,418 of 3,222, #53 in New York. FEMA hazard, Tompkins, NY: 0/100; NFIP stress, Tompkins, NY: 19/100; construction, Tompkins, NY: 44/100; Tompkins, NY rescores monthly.
Is Tompkins County insurance distress getting better or worse (NY)?
Tompkins, NY: 6 in March 2026; Tompkins, NY: 7 in October 2026 (worse); Tompkins, NY NFIP claims score 19.
How many flood-insurance claims has Tompkins County, NY had?
Tompkins, NY: 2 NFIP claims, three years; Tompkins, NY paid $0; per Tompkins, NY claim $0; carriers reprice Tompkins, NY against that record.
Which Tompkins County ZIP codes carry the most insurance distress (NY)?
Tompkins, NY, June 2026: 13062 at 58, 13068 at 58, 13073 at 58, 13102 at 58; Tompkins, NY climate scores there: 75, 75, 75, 75.
Why does Tompkins, NY insurance distress create sellers?
A Tompkins, NY premium outruns the Tompkins, NY budget; a carrier leaves Tompkins, NY; Tompkins, NY carrying cost passes plan; Tompkins, NY owners sell while current; Tompkins, NY insurance distress leads Tompkins, NY foreclosure data.