Westchester County, NY: Home-Insurance Distress & Forced-Sale Pressure
Westchester County, NY: 67/100 (elevated) home-insurance distress; Westchester, NY band MEDIUM; Westchester, NY #713 of 3,222 counties; Westchester, NY #7 of 62 in New York; raw Westchester, NY 70.8.
FEMA hazard, Westchester, NY: 52/100; Westchester, NY declarations, three years: 3; Westchester, NY perils: 2 flood; Westchester, NY five-year count 3 (severity 4.5); Westchester, NY ten-year 3; hazard-weighted, Westchester, NY: 6.0.
Declared incidents on the Westchester, NY record: 2024 Flood 3 (Westchester, NY).
NFIP claims, Westchester, NY, three years: 131; Westchester, NY payouts $2,478,717; per Westchester, NY claim $18,922; Westchester, NY claim-stress 89/100.
Westchester, NY monthly score fell, 74 (March 2026) to 67 (October 2026); Westchester, NY by month: March 74, April 74, May 71, June 71 (Westchester, NY), July 68, August 67, September 67, October 67.
Westchester, NY components: climate 52, NFIP claims 89; Westchester, NY retreat index 67.
Construction distress, Westchester, NY: 16/100 as of August 2026 (Westchester, NY: 50/100 one-to-four unit, 2/100 multifamily).
Westchester, NY ZIPs, June 2026 (Westchester, NY, 16 highest): score 0 (Westchester, NY), climate 97 (Westchester, NY): 10470; score 0 (Westchester, NY), climate 96 (Westchester, NY): 10501, 10502, 10503, 10504, Westchester, NY 10505, 10506, 10507, 10510, Westchester, NY 10511, 10514, 10517, 10518, Westchester, NY 10519, 10520, 10522.
DLRadar rescores Westchester, NY monthly; Westchester, NY readings join Westchester, NY foreclosure, lien and ownership parcels (Westchester, NY), so cost-squeezed Westchester, NY owners surface before listing.
Inside New York, Westchester County ranks 7th of 62 counties for home-insurance distress at 67/100; Nassau County (67/100) sits just above Westchester County, and Ontario County (65/100) sits just below Westchester County.
Deterministic. Every Westchester County, NY signal traces to a public Westchester dataset (FEMA, NFIP, Census for Westchester, NY) · how insurance distress works in Westchester, NY · methodology
FAQ: Westchester County, NY insurance distress
What is the Westchester County, NY home-insurance-distress score?
Westchester, NY: 67/100 (MEDIUM), #713 of 3,222, #7 in New York. FEMA hazard, Westchester, NY: 52/100; NFIP stress, Westchester, NY: 89/100; construction, Westchester, NY: 16/100; Westchester, NY rescores monthly.
Is Westchester County insurance distress getting better or worse (NY)?
Westchester, NY: 74 in March 2026; Westchester, NY: 67 in October 2026 (better); Westchester, NY climate component 52; Westchester, NY NFIP claims score 89.
How many flood-insurance claims has Westchester County, NY had?
Westchester, NY: 131 NFIP claims, three years; Westchester, NY paid $2,478,717; per Westchester, NY claim $18,922; carriers reprice Westchester, NY against that record.
Which Westchester County ZIP codes carry the most insurance distress (NY)?
Westchester, NY, June 2026: 10470 at 0, 10501 at 0, 10502 at 0, 10503 at 0; Westchester, NY climate scores there: 97, 96, 96, 96.
Why does Westchester, NY insurance distress create sellers?
A Westchester, NY premium outruns the Westchester, NY budget; a carrier leaves Westchester, NY; Westchester, NY carrying cost passes plan; Westchester, NY owners sell while current; Westchester, NY insurance distress leads Westchester, NY foreclosure data.