Yates County, NY: Home-Insurance Distress & Forced-Sale Pressure
Yates County, NY: 63/100 (elevated) home-insurance distress; Yates, NY band MEDIUM; Yates, NY #811 of 3,222 counties; Yates, NY #11 of 62 in New York; raw Yates, NY 68.3.
FEMA hazard, Yates, NY: 63/100; Yates, NY declarations, three years: 3; Yates, NY perils: 3 tropical-storm; Yates, NY five-year count 3 (severity 4.5); Yates, NY ten-year 3; hazard-weighted, Yates, NY: 9.0.
Declared incidents on the Yates, NY record: 2024 Tropical Storm 3 (Yates, NY).
NFIP claims, Yates, NY, three years: 3; Yates, NY payouts $27,476; per Yates, NY claim $9,159; Yates, NY claim-stress 64/100.
Yates, NY monthly score rose, 37 (March 2026) to 61 (October 2026); Yates, NY by month: March 37, April 37, May 48, June 48 (Yates, NY), July 46, August 45, September 45, October 61.
Yates, NY components: climate 60, NFIP claims 64; Yates, NY retreat index 61.
Construction distress, Yates, NY: 62/100 as of August 2026 (Yates, NY: 42/100 one-to-four unit, 92/100 multifamily).
Yates, NY ZIPs, June 2026 (Yates, NY, 13 highest): score 0 (Yates, NY), climate 66 (Yates, NY): 14561; score 0 (Yates, NY), climate 60 (Yates, NY): 14456, 14512; score 0 (Yates, NY), climate 50 (Yates, NY): 14544; score 0 (Yates, NY), climate 45 (Yates, NY): 14418; score 0 (Yates, NY), climate 41 (Yates, NY): 14415, 14441, 14478, 14507, Yates, NY 14527, 14842; score 0 (Yates, NY), climate 34 (Yates, NY): 14837; score 0 (Yates, NY), climate 23 (Yates, NY): 14878.
DLRadar rescores Yates, NY monthly; Yates, NY readings join Yates, NY foreclosure, lien and ownership parcels (Yates, NY), so cost-squeezed Yates, NY owners surface before listing.
Inside New York, Yates County ranks 11th of 62 counties for home-insurance distress at 63/100; Broome County (64/100) sits just above Yates County, and Lewis County (62/100) sits just below Yates County.
Deterministic. Every Yates County, NY signal traces to a public Yates dataset (FEMA, NFIP, Census for Yates, NY) · how insurance distress works in Yates, NY · methodology
FAQ: Yates County, NY insurance distress
What is the Yates County, NY home-insurance-distress score?
Yates, NY: 63/100 (MEDIUM), #811 of 3,222, #11 in New York. FEMA hazard, Yates, NY: 63/100; NFIP stress, Yates, NY: 64/100; construction, Yates, NY: 62/100; Yates, NY rescores monthly.
Is Yates County insurance distress getting better or worse (NY)?
Yates, NY: 37 in March 2026; Yates, NY: 61 in October 2026 (worse); Yates, NY climate component 60; Yates, NY NFIP claims score 64.
How many flood-insurance claims has Yates County, NY had?
Yates, NY: 3 NFIP claims, three years; Yates, NY paid $27,476; per Yates, NY claim $9,159; carriers reprice Yates, NY against that record.
Which Yates County ZIP codes carry the most insurance distress (NY)?
Yates, NY, June 2026: 14561 at 0, 14456 at 0, 14512 at 0, 14544 at 0; Yates, NY climate scores there: 66, 60, 60, 50.
Why does Yates, NY insurance distress create sellers?
A Yates, NY premium outruns the Yates, NY budget; a carrier leaves Yates, NY; Yates, NY carrying cost passes plan; Yates, NY owners sell while current; Yates, NY insurance distress leads Yates, NY foreclosure data.