Madison County, OH: Home-Insurance Distress & Forced-Sale Pressure
Madison County, OH: 0/100 (low) home-insurance distress; Madison, OH band ZERO; Madison, OH #2,979 of 3,222 counties; Madison, OH #79 of 88 in Ohio; Madison, OH coverage multiplier 0.70.
FEMA hazard, Madison, OH: 0/100; Madison, OH declarations, three years: none.
NFIP claims, Madison, OH, three years: none; Madison, OH claim-stress 0/100.
Madison, OH monthly score: 0 in every month from March 2026 (Madison, OH) through October 2026.
Madison, OH components: all zero this month; Madison, OH climate multiplier 0.70.
Construction distress, Madison, OH: 65/100 as of August 2026 (Madison, OH: 57/100 one-to-four unit, 95/100 multifamily).
Madison, OH ZIPs, June 2026 (Madison, OH, 12 highest): score 0 (Madison, OH), climate 97 (Madison, OH): 43026; score 0 (Madison, OH), climate 91 (Madison, OH): 43119; score 0 (Madison, OH), climate 75 (Madison, OH): 45369; score 0 (Madison, OH), climate 62 (Madison, OH): 43146; score 0 (Madison, OH), climate 39 (Madison, OH): 43153; score 0 (Madison, OH), climate 38 (Madison, OH): 43044, 43064, 43143; score 0 (Madison, OH), climate 35 (Madison, OH): 43029; score 0 (Madison, OH), climate 34 (Madison, OH): 43140; score 0 (Madison, OH), climate 32 (Madison, OH): 43151, 43162.
DLRadar rescores Madison, OH monthly; Madison, OH readings join Madison, OH foreclosure, lien and ownership parcels (Madison, OH), so cost-squeezed Madison, OH owners surface before listing.
Inside Ohio, Madison County ranks 79th of 88 counties for home-insurance distress at 0/100; Knox County (0/100) sits just above Madison County, and Mercer County (0/100) sits just below Madison County.
Deterministic. Every Madison County, OH signal traces to a public Madison dataset (FEMA, NFIP, Census for Madison, OH) · how insurance distress works in Madison, OH · methodology
FAQ: Madison County, OH insurance distress
What is the Madison County, OH home-insurance-distress score?
Madison, OH: 0/100 (ZERO), #2,979 of 3,222, #79 in Ohio. FEMA hazard, Madison, OH: 0/100; NFIP stress, Madison, OH: 0/100; construction, Madison, OH: 65/100; Madison, OH rescores monthly.
Is Madison County insurance distress getting better or worse (OH)?
Madison, OH: 0 in March 2026; Madison, OH: 0 in October 2026 (unchanged).
Which Madison County ZIP codes carry the most insurance distress (OH)?
Madison, OH, June 2026: 43026 at 0, 43119 at 0, 45369 at 0, 43146 at 0; Madison, OH climate scores there: 97, 91, 75, 62.
Why does Madison, OH insurance distress create sellers?
A Madison, OH premium outruns the Madison, OH budget; a carrier leaves Madison, OH; Madison, OH carrying cost passes plan; Madison, OH owners sell while current; Madison, OH insurance distress leads Madison, OH foreclosure data.