Mahoning County, OH: Home-Insurance Distress & Forced-Sale Pressure
Mahoning County, Ohio carries a low home-insurance-distress reading of 22/100 — ranked #2051 nationally, in the lower-risk band nationally. The trigger here is the premium, not the payment: uninsurable or unaffordable coverage moves owners to list ahead of any default.
5 NFIP claims, $7,999 paid in three years is the documented loss history behind coverage cost in Mahoning County.
Hazard 0/100 plus flood-claim stress 64/100 is the pairing that separates insurance-motivated sellers from ordinary distress in Mahoning County.
Insurers set premiums from replacement cost, and at 42/100 that input is running hot in Mahoning County.
Driving it: a FEMA hazard score of 0/100; NFIP flood-claim stress of 64/100 over three years, all of which push carriers toward higher rates or non-renewal.
On its own 22/100 is half a picture, so Mahoning County's reading is joined to foreclosure, tax-lien and turnover data to show whether coverage stress stacks on other distress.
Read as a targeting input, 22/100 puts Mahoning County #2051 of 3,222 — high enough that renewal-driven listings should be expected rather than treated as outliers.
The Mahoning County figures refresh on a monthly cadence as FEMA hazard revisions, new NFIP claim settlements and updated carrier filings land, so the 22/100 reading reflects the current renewal environment rather than a historical average.
This monthly read runs on every U.S. county from FEMA, NFIP and carrier-pressure inputs, then joins to parcel-level foreclosure, lien and ownership records. So you can reach the owners whose trigger is carrying cost — before they list.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Mahoning County insurance distress — FAQ
Is home insurance a problem for owners in Mahoning County, Ohio?
DLRadar grades Mahoning County at 22/100 - LOW, #2051 of 3,222 U.S. counties. It combines FEMA hazard (0/100), three-year NFIP flood-claim stress (64/100) and carrier-withdrawal pressure, refreshed monthly from federal records.
What is the flood-claim history in Mahoning County?
5 flood claims totalling $7,999 were filed in Mahoning County over the last three years.
Why do premium increases create listings in Mahoning County?
Insurance is a fixed cost owners cannot negotiate away. Once it climbs beyond what a Mahoning County household budgeted, selling is often the cheapest exit -- and it happens early, before a missed payment ever registers.