Portage County, OH: Home-Insurance Distress & Forced-Sale Pressure

Insurance distress in Portage County, Ohio reads low (20/100), in the lower-risk band nationally — #2308 nationally. Coverage that keeps repricing upward quietly manufactures motivated sellers well before a foreclosure notice.

For a buyer, Portage County at 20/100 is a where-to-look signal: some share of owners are absorbing a coverage bill rising faster than planned, and a portion will sell rather than carry it.

Hazard exposure of 0/100 alongside 59/100 in flood-claim stress is the combination that turns Portage County owners into insurance-motivated sellers.

Behind the score sit a FEMA hazard score of 0/100; NFIP flood-claim stress of 59/100 over three years, each a factor insurers weigh when they raise rates or exit a market.

Over the trailing three years, Portage County recorded 1 NFIP flood claims totaling $8,959 paid (about $8,959 per claim) — the loss history that pushes premiums up and coverage out.

Portage County's 20/100 is recomputed each month from federal hazard, claim and carrier filings, which is why its #2308 position shifts between updates.

DLRadar does not treat 20/100 as a standalone number — the Portage County insurance read is cross-referenced against local foreclosure filings, tax-lien activity and ownership turnover, so you see whether insurance pressure is compounding other distress or acting alone.

Because premiums track rebuild cost, a 52/100 construction-distress reading in Portage County feeds straight through to what owners are quoted.

This monthly read runs on every U.S. county from FEMA, NFIP and carrier-pressure inputs, then joins to parcel-level foreclosure, lien and ownership records. It turns a premium shock into a contactable seller list ahead of the listing.