Union County, OH: Home-Insurance Distress & Forced-Sale Pressure
Union County, OH: 22/100 (low) home-insurance distress; Union, OH band LOW; Union, OH #2,038 of 3,222 counties; Union, OH #42 of 88 in Ohio; raw Union, OH 26.4; Union, OH coverage multiplier 0.85.
FEMA hazard, Union, OH: 0/100; Union, OH declarations, three years: 3; Union, OH five-year count 3 (severity 4.5); Union, OH ten-year 3.
Declared incidents on the Union, OH record: 2024 Tornado 2 (Union, OH).
NFIP claims, Union, OH, three years: 1; Union, OH payouts $39,344; per Union, OH claim $39,344; Union, OH claim-stress 66/100.
Union, OH monthly score fell, 24 (March 2026) to 22 (October 2026); Union, OH by month: March 24, April 24, May 23, June 23 (Union, OH), July 23, August 23, September 23, October 22.
Union, OH components: NFIP claims 66; Union, OH retreat index 22; Union, OH climate multiplier 0.85.
Construction distress, Union, OH: 93/100 as of August 2026 (Union, OH: 65/100 one-to-four unit, 100/100 multifamily).
Union, OH ZIPs, June 2026 (Union, OH, 16 highest): score 0 (Union, OH), climate 94 (Union, OH): 43016; score 0 (Union, OH), climate 93 (Union, OH): 43017; score 0 (Union, OH), climate 83 (Union, OH): 43015; score 0 (Union, OH), climate 77 (Union, OH): 43061; score 0 (Union, OH), climate 61 (Union, OH): 43342; score 0 (Union, OH), climate 59 (Union, OH): 43302; score 0 (Union, OH), climate 56 (Union, OH): 43319; score 0 (Union, OH), climate 51 (Union, OH): 43358; score 0 (Union, OH), climate 48 (Union, OH): 43344; score 0 (Union, OH), climate 47 (Union, OH): 43067; score 0 (Union, OH), climate 46 (Union, OH): 43007, 43036, 43040, 43077; score 0 (Union, OH), climate 45 (Union, OH): 43045; score 0 (Union, OH), climate 44 (Union, OH): 43345.
DLRadar rescores Union, OH monthly; Union, OH readings join Union, OH foreclosure, lien and ownership parcels (Union, OH), so cost-squeezed Union, OH owners surface before listing.
Inside Ohio, Union County ranks 42nd of 88 counties for home-insurance distress at 22/100; Meigs County (23/100) sits just above Union County, and Columbiana County (22/100) sits just below Union County.
Deterministic. Every Union County, OH signal traces to a public Union dataset (FEMA, NFIP, Census for Union, OH) · how insurance distress works in Union, OH · methodology
FAQ: Union County, OH insurance distress
What is the Union County, OH home-insurance-distress score?
Union, OH: 22/100 (LOW), #2,038 of 3,222, #42 in Ohio. FEMA hazard, Union, OH: 0/100; NFIP stress, Union, OH: 66/100; construction, Union, OH: 93/100; Union, OH rescores monthly.
Is Union County insurance distress getting better or worse (OH)?
Union, OH: 24 in March 2026; Union, OH: 22 in October 2026 (better); Union, OH NFIP claims score 66.
How many flood-insurance claims has Union County, OH had?
Union, OH: 1 NFIP claims, three years; Union, OH paid $39,344; per Union, OH claim $39,344; carriers reprice Union, OH against that record.
Which Union County ZIP codes carry the most insurance distress (OH)?
Union, OH, June 2026: 43016 at 0, 43017 at 0, 43015 at 0, 43061 at 0; Union, OH climate scores there: 94, 93, 83, 77.
Why does Union, OH insurance distress create sellers?
A Union, OH premium outruns the Union, OH budget; a carrier leaves Union, OH; Union, OH carrying cost passes plan; Union, OH owners sell while current; Union, OH insurance distress leads Union, OH foreclosure data.