Wood County, OH: Home-Insurance Distress & Forced-Sale Pressure
Insurance distress in Wood County, Ohio reads low (23/100), in the lower-risk band nationally — #2000 nationally. Coverage that keeps repricing upward quietly manufactures motivated sellers well before a foreclosure notice.
9 NFIP claims, $15,655 paid in three years is the documented loss history behind coverage cost in Wood County.
Because Wood County is rebuilt monthly from fresh federal and carrier inputs, the score you see is current to the latest renewal cycle, and its #2000 national rank moves as conditions do.
It is the combination -- 0/100 hazard, 67/100 claims -- that makes carrying cost the operative trigger here rather than the loan.
Taken with the county's foreclosure and lien record, 23/100 tells you whether Wood County owners face a coverage problem or a solvency problem — the two need different outreach.
A 23/100 construction-distress score means repair and replacement economics are working against affordability of coverage.
The pressure here is driven by a FEMA hazard score of 0/100; NFIP flood-claim stress of 67/100 over three years — the exposures carriers price against and increasingly decline to renew.
What 23/100 means on the ground in Wood County is simple — coverage cost is becoming a decision point for owners here, and DLRadar's job is to flag the parcels where that decision tips toward selling.
DLRadar scores insurance distress monthly for every U.S. county from FEMA, NFIP and carrier-pressure data, then links it to parcel-level foreclosure, tax-lien and ownership signals. The point is reaching those owners while carrying cost is still the problem, not after the filing.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Wood County insurance distress — FAQ
How severe is home-insurance pressure in Wood County, Ohio?
DLRadar grades Wood County at 23/100 - LOW, #2000 of 3,222 U.S. counties. It combines FEMA hazard (0/100), three-year NFIP flood-claim stress (67/100) and carrier-withdrawal pressure, refreshed monthly from federal records.
What is Wood County three-year flood-claim total?
Federal flood data puts Wood County at 9 claims in three years, $15,655 paid out.
Why does DLRadar treat insurance distress as an early signal in Wood County?
The sequence in Wood County runs premium shock, budget breach, listing -- usually with the loan still performing. That ordering is why insurance distress is treated as an upstream indicator of supply.