Wood County, OH: Home-Insurance Distress & Forced-Sale Pressure
Wood County, OH: 25/100 (moderate) home-insurance distress; Wood, OH band LOW; Wood, OH #1,954 of 3,222 counties; Wood, OH #31 of 88 in Ohio; raw Wood, OH 29.1; Wood, OH coverage multiplier 0.85.
FEMA hazard, Wood, OH: 0/100; Wood, OH declarations, three years: none.
NFIP claims, Wood, OH, three years: 9; Wood, OH payouts $95,006; per Wood, OH claim $10,556; Wood, OH claim-stress 73/100.
Wood, OH monthly score rose, 21 (March 2026) to 25 (October 2026); Wood, OH by month: March 21, April 21, May 23, June 23 (Wood, OH), July 23, August 23, September 23, October 25.
Wood, OH components: NFIP claims 73; Wood, OH retreat index 25; Wood, OH climate multiplier 0.85.
Construction distress, Wood, OH: 65/100 as of August 2026 (Wood, OH: 98/100 one-to-four unit, 0/100 multifamily).
Wood, OH ZIPs, June 2026 (Wood, OH, 16 highest): score 0 (Wood, OH), climate 92 (Wood, OH): 43605; score 0 (Wood, OH), climate 81 (Wood, OH): 43522; score 0 (Wood, OH), climate 74 (Wood, OH): 43402, 43403, 43413, 43414, Wood, OH 43437, 43443, 43450, 43451, Wood, OH 43460, 43462, 43463, 43465, Wood, OH 43466, 43467.
DLRadar rescores Wood, OH monthly; Wood, OH readings join Wood, OH foreclosure, lien and ownership parcels (Wood, OH), so cost-squeezed Wood, OH owners surface before listing.
Inside Ohio, Wood County ranks 31st of 88 counties for home-insurance distress at 25/100; Hancock County (25/100) sits just above Wood County, and Ashtabula County (25/100) sits just below Wood County.
Deterministic. Every Wood County, OH signal traces to a public Wood dataset (FEMA, NFIP, Census for Wood, OH) · how insurance distress works in Wood, OH · methodology
FAQ: Wood County, OH insurance distress
What is the Wood County, OH home-insurance-distress score?
Wood, OH: 25/100 (LOW), #1,954 of 3,222, #31 in Ohio. FEMA hazard, Wood, OH: 0/100; NFIP stress, Wood, OH: 73/100; construction, Wood, OH: 65/100; Wood, OH rescores monthly.
Is Wood County insurance distress getting better or worse (OH)?
Wood, OH: 21 in March 2026; Wood, OH: 25 in October 2026 (worse); Wood, OH NFIP claims score 73.
How many flood-insurance claims has Wood County, OH had?
Wood, OH: 9 NFIP claims, three years; Wood, OH paid $95,006; per Wood, OH claim $10,556; carriers reprice Wood, OH against that record.
Which Wood County ZIP codes carry the most insurance distress (OH)?
Wood, OH, June 2026: 43605 at 0, 43522 at 0, 43402 at 0, 43403 at 0; Wood, OH climate scores there: 92, 81, 74, 74.
Why does Wood, OH insurance distress create sellers?
A Wood, OH premium outruns the Wood, OH budget; a carrier leaves Wood, OH; Wood, OH carrying cost passes plan; Wood, OH owners sell while current; Wood, OH insurance distress leads Wood, OH foreclosure data.