Cherokee County, OK: Home-Insurance Distress & Forced-Sale Pressure
Cherokee County, OK: 17/100 (low) home-insurance distress; Cherokee, OK band LOW; Cherokee, OK #2,400 of 3,222 counties; Cherokee, OK #54 of 77 in Oklahoma; raw Cherokee, OK 20.1; Cherokee, OK coverage multiplier 0.85.
FEMA hazard, Cherokee, OK: 0/100; Cherokee, OK declarations, three years: none.
NFIP claims, Cherokee, OK, three years: 1; Cherokee, OK payouts $1,297; per Cherokee, OK claim $1,297; Cherokee, OK claim-stress 50/100.
Cherokee, OK monthly score rose, 0 (March 2026) to 17 (October 2026); Cherokee, OK by month: March 0, April 0, May 0, June 0 (Cherokee, OK), July 0, August 0, September 0, October 17.
Cherokee, OK components: NFIP claims 50; Cherokee, OK retreat index 17; Cherokee, OK climate multiplier 0.85.
Construction distress, Cherokee, OK: 91/100 as of August 2026 (Cherokee, OK: 91/100 one-to-four unit, 99/100 multifamily).
Cherokee, OK ZIPs, June 2026 (Cherokee, OK, 16 highest): score 0 (Cherokee, OK), climate 77 (Cherokee, OK): 74359, 74434; score 0 (Cherokee, OK), climate 76 (Cherokee, OK): 74364; score 0 (Cherokee, OK), climate 74 (Cherokee, OK): 74347, 74352, 74427, 74441, Cherokee, OK 74451, 74452, 74464, 74471; score 0 (Cherokee, OK), climate 73 (Cherokee, OK): 74962; score 0 (Cherokee, OK), climate 64 (Cherokee, OK): 74457; score 0 (Cherokee, OK), climate 57 (Cherokee, OK): 74931; score 0 (Cherokee, OK), climate 50 (Cherokee, OK): 74964; score 0 (Cherokee, OK), climate 49 (Cherokee, OK): 74960.
DLRadar rescores Cherokee, OK monthly; Cherokee, OK readings join Cherokee, OK foreclosure, lien and ownership parcels (Cherokee, OK), so cost-squeezed Cherokee, OK owners surface before listing.
Inside Oklahoma, Cherokee County ranks 54th of 77 counties for home-insurance distress at 17/100; Ottawa County (19/100) sits just above Cherokee County, and Alfalfa County (0/100) sits just below Cherokee County.
Deterministic. Every Cherokee County, OK signal traces to a public Cherokee dataset (FEMA, NFIP, Census for Cherokee, OK) · how insurance distress works in Cherokee, OK · methodology
FAQ: Cherokee County, OK insurance distress
What is the Cherokee County, OK home-insurance-distress score?
Cherokee, OK: 17/100 (LOW), #2,400 of 3,222, #54 in Oklahoma. FEMA hazard, Cherokee, OK: 0/100; NFIP stress, Cherokee, OK: 50/100; construction, Cherokee, OK: 91/100; Cherokee, OK rescores monthly.
Is Cherokee County insurance distress getting better or worse (OK)?
Cherokee, OK: 0 in March 2026; Cherokee, OK: 17 in October 2026 (worse); Cherokee, OK NFIP claims score 50.
How many flood-insurance claims has Cherokee County, OK had?
Cherokee, OK: 1 NFIP claims, three years; Cherokee, OK paid $1,297; per Cherokee, OK claim $1,297; carriers reprice Cherokee, OK against that record.
Which Cherokee County ZIP codes carry the most insurance distress (OK)?
Cherokee, OK, June 2026: 74359 at 0, 74434 at 0, 74364 at 0, 74347 at 0; Cherokee, OK climate scores there: 77, 77, 76, 74.
Why does Cherokee, OK insurance distress create sellers?
A Cherokee, OK premium outruns the Cherokee, OK budget; a carrier leaves Cherokee, OK; Cherokee, OK carrying cost passes plan; Cherokee, OK owners sell while current; Cherokee, OK insurance distress leads Cherokee, OK foreclosure data.