Muskogee County, OK: Home-Insurance Distress & Forced-Sale Pressure
Muskogee County, OK: 53/100 (elevated) home-insurance distress; Muskogee, OK band MEDIUM; Muskogee, OK #1,036 of 3,222 counties; Muskogee, OK #14 of 77 in Oklahoma.
FEMA hazard, Muskogee, OK: 40/100; Muskogee, OK declarations, three years: 2; Muskogee, OK perils: 2 severe-storm; Muskogee, OK five-year count 6 (severity 7.5); Muskogee, OK ten-year 6; hazard-weighted, Muskogee, OK: 2.0.
Declared incidents on the Muskogee, OK record: 2024 Severe Storm 2; 2023 Severe Storm 1 (Muskogee, OK).
NFIP claims, Muskogee, OK, three years: 1; Muskogee, OK payouts $84,101; per Muskogee, OK claim $84,101; Muskogee, OK claim-stress 72/100.
Muskogee, OK monthly score fell, 60 (March 2026) to 53 (October 2026); Muskogee, OK by month: March 60, April 60, May 58, June 58 (Muskogee, OK), July 56, August 54, September 54, October 53.
Muskogee, OK components: climate 40, NFIP claims 72; Muskogee, OK retreat index 53.
Construction distress, Muskogee, OK: 60/100 as of August 2026 (Muskogee, OK: 59/100 one-to-four unit, 26/100 multifamily).
Muskogee, OK ZIPs, June 2026 (Muskogee, OK, 15 highest): score 0 (Muskogee, OK), climate 79 (Muskogee, OK): 74401, 74403, 74423, 74450, Muskogee, OK 74463, 74468, 74470; score 0 (Muskogee, OK), climate 77 (Muskogee, OK): 74434, 74436; score 0 (Muskogee, OK), climate 76 (Muskogee, OK): 74455, 74469; score 0 (Muskogee, OK), climate 75 (Muskogee, OK): 74422; score 0 (Muskogee, OK), climate 74 (Muskogee, OK): 74435; score 0 (Muskogee, OK), climate 67 (Muskogee, OK): 74428; score 0 (Muskogee, OK), climate 57 (Muskogee, OK): 74426.
DLRadar rescores Muskogee, OK monthly; Muskogee, OK readings join Muskogee, OK foreclosure, lien and ownership parcels (Muskogee, OK), so cost-squeezed Muskogee, OK owners surface before listing.
Inside Oklahoma, Muskogee County ranks 14th of 77 counties for home-insurance distress at 53/100; Washita County (53/100) sits just above Muskogee County, and Caddo County (53/100) sits just below Muskogee County.
Deterministic. Every Muskogee County, OK signal traces to a public Muskogee dataset (FEMA, NFIP, Census for Muskogee, OK) · how insurance distress works in Muskogee, OK · methodology
FAQ: Muskogee County, OK insurance distress
What is the Muskogee County, OK home-insurance-distress score?
Muskogee, OK: 53/100 (MEDIUM), #1,036 of 3,222, #14 in Oklahoma. FEMA hazard, Muskogee, OK: 40/100; NFIP stress, Muskogee, OK: 72/100; construction, Muskogee, OK: 60/100; Muskogee, OK rescores monthly.
Is Muskogee County insurance distress getting better or worse (OK)?
Muskogee, OK: 60 in March 2026; Muskogee, OK: 53 in October 2026 (better); Muskogee, OK climate component 40; Muskogee, OK NFIP claims score 72.
How many flood-insurance claims has Muskogee County, OK had?
Muskogee, OK: 1 NFIP claims, three years; Muskogee, OK paid $84,101; per Muskogee, OK claim $84,101; carriers reprice Muskogee, OK against that record.
Which Muskogee County ZIP codes carry the most insurance distress (OK)?
Muskogee, OK, June 2026: 74401 at 0, 74403 at 0, 74423 at 0, 74450 at 0; Muskogee, OK climate scores there: 79, 79, 79, 79.
Why does Muskogee, OK insurance distress create sellers?
A Muskogee, OK premium outruns the Muskogee, OK budget; a carrier leaves Muskogee, OK; Muskogee, OK carrying cost passes plan; Muskogee, OK owners sell while current; Muskogee, OK insurance distress leads Muskogee, OK foreclosure data.