Osage County, OK: Home-Insurance Distress & Forced-Sale Pressure
Osage County, OK: 70/100 (severe) home-insurance distress; Osage, OK band MEDIUM; Osage, OK #637 of 3,222 counties; Osage, OK #6 of 77 in Oklahoma.
FEMA hazard, Osage, OK: 74/100; Osage, OK declarations, three years: 8; Osage, OK perils: 4 fire, 2 severe-storm; Osage, OK five-year count 9 (severity 15.0); Osage, OK ten-year 9; hazard-weighted, Osage, OK: 10.0.
Declared incidents on the Osage, OK record: 2026 Severe Storm 2; 2026 Fire 2 (Osage, OK); 2024 Tornado 2; 2024 Fire 2 (Osage, OK).
NFIP claims, Osage, OK, three years: 1; Osage, OK payouts $29,218; per Osage, OK claim $29,218; Osage, OK claim-stress 64/100.
Osage, OK monthly score fell, 74 (March 2026) to 70 (October 2026); Osage, OK by month: March 74, April 74, May 72, June 71 (Osage, OK), July 69, August 69, September 69, October 70.
Osage, OK components: climate 73, NFIP claims 64; Osage, OK retreat index 70.
Construction distress, Osage, OK: 7/100 as of August 2026 (Osage, OK: 17/100 one-to-four unit, 0/100 multifamily).
Osage, OK ZIPs, June 2026 (Osage, OK, 16 highest): score 0 (Osage, OK), climate 98 (Osage, OK): 74106; score 0 (Osage, OK), climate 87 (Osage, OK): 74063; score 0 (Osage, OK), climate 84 (Osage, OK): 74073; score 0 (Osage, OK), climate 81 (Osage, OK): 74127; score 0 (Osage, OK), climate 80 (Osage, OK): 74126; score 0 (Osage, OK), climate 78 (Osage, OK): 74070; score 0 (Osage, OK), climate 76 (Osage, OK): 74604; score 0 (Osage, OK), climate 75 (Osage, OK): 74022, 74051, 74652; score 0 (Osage, OK), climate 74 (Osage, OK): 74001, 74002, 74003, 74035, Osage, OK 74054, 74056.
DLRadar rescores Osage, OK monthly; Osage, OK readings join Osage, OK foreclosure, lien and ownership parcels (Osage, OK), so cost-squeezed Osage, OK owners surface before listing.
Inside Oklahoma, Osage County ranks 6th of 77 counties for home-insurance distress at 70/100; Stephens County (71/100) sits just above Osage County, and Carter County (64/100) sits just below Osage County.
Deterministic. Every Osage County, OK signal traces to a public Osage dataset (FEMA, NFIP, Census for Osage, OK) · how insurance distress works in Osage, OK · methodology
FAQ: Osage County, OK insurance distress
What is the Osage County, OK home-insurance-distress score?
Osage, OK: 70/100 (MEDIUM), #637 of 3,222, #6 in Oklahoma. FEMA hazard, Osage, OK: 74/100; NFIP stress, Osage, OK: 64/100; construction, Osage, OK: 7/100; Osage, OK rescores monthly.
Is Osage County insurance distress getting better or worse (OK)?
Osage, OK: 74 in March 2026; Osage, OK: 70 in October 2026 (better); Osage, OK climate component 73; Osage, OK NFIP claims score 64.
How many flood-insurance claims has Osage County, OK had?
Osage, OK: 1 NFIP claims, three years; Osage, OK paid $29,218; per Osage, OK claim $29,218; carriers reprice Osage, OK against that record.
Which Osage County ZIP codes carry the most insurance distress (OK)?
Osage, OK, June 2026: 74106 at 0, 74063 at 0, 74073 at 0, 74127 at 0; Osage, OK climate scores there: 98, 87, 84, 81.
Why does Osage, OK insurance distress create sellers?
A Osage, OK premium outruns the Osage, OK budget; a carrier leaves Osage, OK; Osage, OK carrying cost passes plan; Osage, OK owners sell while current; Osage, OK insurance distress leads Osage, OK foreclosure data.