Pawnee County, OK: Home-Insurance Distress & Forced-Sale Pressure
Pawnee County, OK: 45/100 (elevated) home-insurance distress; Pawnee, OK band MEDIUM; Pawnee, OK #1,223 of 3,222 counties; Pawnee, OK #20 of 77 in Oklahoma; raw Pawnee, OK 53.4; Pawnee, OK coverage multiplier 0.85.
FEMA hazard, Pawnee, OK: 89/100; Pawnee, OK declarations, three years: 8; Pawnee, OK perils: 8 fire; Pawnee, OK five-year count 15 (severity 27.0); Pawnee, OK ten-year 15; hazard-weighted, Pawnee, OK: 16.0.
Declared incidents on the Pawnee, OK record: 2025 Fire 8; 2023 Severe Storm 1 (Pawnee, OK).
NFIP claims, Pawnee, OK, three years: none; Pawnee, OK claim-stress 0/100.
Pawnee, OK monthly score fell, 47 (March 2026) to 45 (October 2026); Pawnee, OK by month: March 47, April 47, May 47, June 47 (Pawnee, OK), July 44, August 46, September 46, October 45.
Pawnee, OK components: climate 88; Pawnee, OK retreat index 45; Pawnee, OK climate multiplier 0.85.
Construction distress, Pawnee, OK: 78/100 as of August 2026 (Pawnee, OK: 74/100 one-to-four unit, 29/100 multifamily).
Pawnee, OK ZIPs, June 2026 (Pawnee, OK, 12 highest): score 0 (Pawnee, OK), climate 81 (Pawnee, OK): 74085; score 0 (Pawnee, OK), climate 78 (Pawnee, OK): 74044; score 0 (Pawnee, OK), climate 72 (Pawnee, OK): 74032; score 0 (Pawnee, OK), climate 67 (Pawnee, OK): 74650; score 0 (Pawnee, OK), climate 64 (Pawnee, OK): 74038; score 0 (Pawnee, OK), climate 56 (Pawnee, OK): 74081; score 0 (Pawnee, OK), climate 44 (Pawnee, OK): 74020, 74034, 74045, 74058; score 0 (Pawnee, OK), climate 41 (Pawnee, OK): 73061; score 0 (Pawnee, OK), climate 39 (Pawnee, OK): 74651.
DLRadar rescores Pawnee, OK monthly; Pawnee, OK readings join Pawnee, OK foreclosure, lien and ownership parcels (Pawnee, OK), so cost-squeezed Pawnee, OK owners surface before listing.
Inside Oklahoma, Pawnee County ranks 20th of 77 counties for home-insurance distress at 45/100; Mayes County (46/100) sits just above Pawnee County, and Payne County (45/100) sits just below Pawnee County.
Deterministic. Every Pawnee County, OK signal traces to a public Pawnee dataset (FEMA, NFIP, Census for Pawnee, OK) · how insurance distress works in Pawnee, OK · methodology
FAQ: Pawnee County, OK insurance distress
What is the Pawnee County, OK home-insurance-distress score?
Pawnee, OK: 45/100 (MEDIUM), #1,223 of 3,222, #20 in Oklahoma. FEMA hazard, Pawnee, OK: 89/100; NFIP stress, Pawnee, OK: 0/100; construction, Pawnee, OK: 78/100; Pawnee, OK rescores monthly.
Is Pawnee County insurance distress getting better or worse (OK)?
Pawnee, OK: 47 in March 2026; Pawnee, OK: 45 in October 2026 (better); Pawnee, OK climate component 88.
Which Pawnee County ZIP codes carry the most insurance distress (OK)?
Pawnee, OK, June 2026: 74085 at 0, 74044 at 0, 74032 at 0, 74650 at 0; Pawnee, OK climate scores there: 81, 78, 72, 67.
Why does Pawnee, OK insurance distress create sellers?
A Pawnee, OK premium outruns the Pawnee, OK budget; a carrier leaves Pawnee, OK; Pawnee, OK carrying cost passes plan; Pawnee, OK owners sell while current; Pawnee, OK insurance distress leads Pawnee, OK foreclosure data.