Pontotoc County, OK: Home-Insurance Distress & Forced-Sale Pressure
Pontotoc County, OK: 28/100 (moderate) home-insurance distress; Pontotoc, OK band LOW; Pontotoc, OK #1,677 of 3,222 counties; Pontotoc, OK #33 of 77 in Oklahoma; raw Pontotoc, OK 32.6; Pontotoc, OK coverage multiplier 0.85.
FEMA hazard, Pontotoc, OK: 0/100; Pontotoc, OK declarations, three years: 2; Pontotoc, OK five-year count 3 (severity 4.5); Pontotoc, OK ten-year 3.
Declared incidents on the Pontotoc, OK record: 2024 Tornado 2 (Pontotoc, OK).
NFIP claims, Pontotoc, OK, three years: 6; Pontotoc, OK payouts $261,843; per Pontotoc, OK claim $43,640; Pontotoc, OK claim-stress 82/100.
Pontotoc, OK monthly score: 28 in every month from March 2026 (Pontotoc, OK) through October 2026.
Pontotoc, OK components: NFIP claims 82; Pontotoc, OK retreat index 28; Pontotoc, OK climate multiplier 0.85.
Construction distress, Pontotoc, OK: 4/100 as of August 2026 (Pontotoc, OK: 4/100 one-to-four unit, 15/100 multifamily).
Pontotoc, OK ZIPs, June 2026 (Pontotoc, OK, 10 highest): score 0 (Pontotoc, OK), climate 65 (Pontotoc, OK): 74831; score 0 (Pontotoc, OK), climate 63 (Pontotoc, OK): 74820, 74842, 74843, 74844; score 0 (Pontotoc, OK), climate 61 (Pontotoc, OK): 74872; score 0 (Pontotoc, OK), climate 60 (Pontotoc, OK): 74865; score 0 (Pontotoc, OK), climate 50 (Pontotoc, OK): 74871; score 0 (Pontotoc, OK), climate 46 (Pontotoc, OK): 74825; score 0 (Pontotoc, OK), climate 31 (Pontotoc, OK): 74572.
DLRadar rescores Pontotoc, OK monthly; Pontotoc, OK readings join Pontotoc, OK foreclosure, lien and ownership parcels (Pontotoc, OK), so cost-squeezed Pontotoc, OK owners surface before listing.
Inside Oklahoma, Pontotoc County ranks 33rd of 77 counties for home-insurance distress at 28/100; Seminole County (30/100) sits just above Pontotoc County, and Beckham County (27/100) sits just below Pontotoc County.
Deterministic. Every Pontotoc County, OK signal traces to a public Pontotoc dataset (FEMA, NFIP, Census for Pontotoc, OK) · how insurance distress works in Pontotoc, OK · methodology
FAQ: Pontotoc County, OK insurance distress
What is the Pontotoc County, OK home-insurance-distress score?
Pontotoc, OK: 28/100 (LOW), #1,677 of 3,222, #33 in Oklahoma. FEMA hazard, Pontotoc, OK: 0/100; NFIP stress, Pontotoc, OK: 82/100; construction, Pontotoc, OK: 4/100; Pontotoc, OK rescores monthly.
Is Pontotoc County insurance distress getting better or worse (OK)?
Pontotoc, OK: 28 in March 2026; Pontotoc, OK: 28 in October 2026 (unchanged); Pontotoc, OK NFIP claims score 82.
How many flood-insurance claims has Pontotoc County, OK had?
Pontotoc, OK: 6 NFIP claims, three years; Pontotoc, OK paid $261,843; per Pontotoc, OK claim $43,640; carriers reprice Pontotoc, OK against that record.
Which Pontotoc County ZIP codes carry the most insurance distress (OK)?
Pontotoc, OK, June 2026: 74831 at 0, 74820 at 0, 74842 at 0, 74843 at 0; Pontotoc, OK climate scores there: 65, 63, 63, 63.
Why does Pontotoc, OK insurance distress create sellers?
A Pontotoc, OK premium outruns the Pontotoc, OK budget; a carrier leaves Pontotoc, OK; Pontotoc, OK carrying cost passes plan; Pontotoc, OK owners sell while current; Pontotoc, OK insurance distress leads Pontotoc, OK foreclosure data.