Lincoln County, OR: Home-Insurance Distress & Forced-Sale Pressure
Lincoln County, OR: 58/100 (elevated) home-insurance distress; Lincoln, OR band MEDIUM; Lincoln, OR #931 of 3,222 counties; Lincoln, OR #10 of 36 in Oregon; raw Lincoln, OR 62.3.
FEMA hazard, Lincoln, OR: 52/100; Lincoln, OR declarations, three years: 6; Lincoln, OR perils: 6 severe-storm; Lincoln, OR five-year count 2 (severity 3.0); Lincoln, OR ten-year 2; hazard-weighted, Lincoln, OR: 6.0.
Declared incidents on the Lincoln, OR record: 2026 Severe Storm 2; 2024 Severe Storm 2 (Lincoln, OR).
NFIP claims, Lincoln, OR, three years: 4; Lincoln, OR payouts $45,333; per Lincoln, OR claim $11,333; Lincoln, OR claim-stress 67/100.
Lincoln, OR monthly score rose, 57 (March 2026) to 58 (October 2026); Lincoln, OR by month: March 57, April 57, May 63, June 63 (Lincoln, OR), July 60, August 59, September 59, October 58.
Lincoln, OR components: climate 52, NFIP claims 67; Lincoln, OR retreat index 58.
Construction distress, Lincoln, OR: 29/100 as of August 2026 (Lincoln, OR: 54/100 one-to-four unit, 0/100 multifamily).
Lincoln, OR ZIPs, June 2026 (Lincoln, OR, 16 highest): score 0 (Lincoln, OR), climate 92 (Lincoln, OR): 97498; score 0 (Lincoln, OR), climate 91 (Lincoln, OR): 97390; score 0 (Lincoln, OR), climate 88 (Lincoln, OR): 97341, 97343, 97357, 97364, Lincoln, OR 97365, 97366, 97367, 97369, Lincoln, OR 97376, 97380, 97388, 97391, Lincoln, OR 97394; score 0 (Lincoln, OR), climate 87 (Lincoln, OR): 97324.
DLRadar rescores Lincoln, OR monthly; Lincoln, OR readings join Lincoln, OR foreclosure, lien and ownership parcels (Lincoln, OR), so cost-squeezed Lincoln, OR owners surface before listing.
Inside Oregon, Lincoln County ranks 10th of 36 counties for home-insurance distress at 58/100; Malheur County (60/100) sits just above Lincoln County, and Curry County (57/100) sits just below Lincoln County.
Deterministic. Every Lincoln County, OR signal traces to a public Lincoln dataset (FEMA, NFIP, Census for Lincoln, OR) · how insurance distress works in Lincoln, OR · methodology
FAQ: Lincoln County, OR insurance distress
What is the Lincoln County, OR home-insurance-distress score?
Lincoln, OR: 58/100 (MEDIUM), #931 of 3,222, #10 in Oregon. FEMA hazard, Lincoln, OR: 52/100; NFIP stress, Lincoln, OR: 67/100; construction, Lincoln, OR: 29/100; Lincoln, OR rescores monthly.
Is Lincoln County insurance distress getting better or worse (OR)?
Lincoln, OR: 57 in March 2026; Lincoln, OR: 58 in October 2026 (worse); Lincoln, OR climate component 52; Lincoln, OR NFIP claims score 67.
How many flood-insurance claims has Lincoln County, OR had?
Lincoln, OR: 4 NFIP claims, three years; Lincoln, OR paid $45,333; per Lincoln, OR claim $11,333; carriers reprice Lincoln, OR against that record.
Which Lincoln County ZIP codes carry the most insurance distress (OR)?
Lincoln, OR, June 2026: 97498 at 0, 97390 at 0, 97341 at 0, 97343 at 0; Lincoln, OR climate scores there: 92, 91, 88, 88.
Why does Lincoln, OR insurance distress create sellers?
A Lincoln, OR premium outruns the Lincoln, OR budget; a carrier leaves Lincoln, OR; Lincoln, OR carrying cost passes plan; Lincoln, OR owners sell while current; Lincoln, OR insurance distress leads Lincoln, OR foreclosure data.