Centre County, PA: Home-Insurance Distress & Forced-Sale Pressure
Centre County, PA: 20/100 (low) home-insurance distress; Centre, PA band LOW; Centre, PA #2,303 of 3,222 counties; Centre, PA #51 of 67 in Pennsylvania; raw Centre, PA 23.9; Centre, PA coverage multiplier 0.85.
FEMA hazard, Centre, PA: 0/100; Centre, PA declarations, three years: none.
NFIP claims, Centre, PA, three years: 4; Centre, PA payouts $7,969; per Centre, PA claim $1,992; Centre, PA claim-stress 60/100.
Centre, PA monthly score fell, 21 (March 2026) to 20 (October 2026); Centre, PA by month: March 21, April 21, May 20, June 20 (Centre, PA), July 20, August 20, September 20, October 20.
Centre, PA components: NFIP claims 60; Centre, PA retreat index 20; Centre, PA climate multiplier 0.85.
Construction distress, Centre, PA: 1/100 as of August 2026 (Centre, PA: 66/100 one-to-four unit, 0/100 multifamily).
Centre, PA ZIPs, June 2026 (Centre, PA, 16 highest): score 0 (Centre, PA), climate 70 (Centre, PA): 16686; score 0 (Centre, PA), climate 68 (Centre, PA): 16677, 16801, 16802, 16803, Centre, PA 16820, 16823, 16826, 16827, Centre, PA 16828, 16829, 16832, 16835, Centre, PA 16841, 16844, 16851.
DLRadar rescores Centre, PA monthly; Centre, PA readings join Centre, PA foreclosure, lien and ownership parcels (Centre, PA), so cost-squeezed Centre, PA owners surface before listing.
Inside Pennsylvania, Centre County ranks 51st of 67 counties for home-insurance distress at 20/100; Mercer County (21/100) sits just above Centre County, and Franklin County (20/100) sits just below Centre County.
Deterministic. Every Centre County, PA signal traces to a public Centre dataset (FEMA, NFIP, Census for Centre, PA) · how insurance distress works in Centre, PA · methodology
FAQ: Centre County, PA insurance distress
What is the Centre County, PA home-insurance-distress score?
Centre, PA: 20/100 (LOW), #2,303 of 3,222, #51 in Pennsylvania. FEMA hazard, Centre, PA: 0/100; NFIP stress, Centre, PA: 60/100; construction, Centre, PA: 1/100; Centre, PA rescores monthly.
Is Centre County insurance distress getting better or worse (PA)?
Centre, PA: 21 in March 2026; Centre, PA: 20 in October 2026 (better); Centre, PA NFIP claims score 60.
How many flood-insurance claims has Centre County, PA had?
Centre, PA: 4 NFIP claims, three years; Centre, PA paid $7,969; per Centre, PA claim $1,992; carriers reprice Centre, PA against that record.
Which Centre County ZIP codes carry the most insurance distress (PA)?
Centre, PA, June 2026: 16686 at 0, 16677 at 0, 16801 at 0, 16802 at 0; Centre, PA climate scores there: 70, 68, 68, 68.
Why does Centre, PA insurance distress create sellers?
A Centre, PA premium outruns the Centre, PA budget; a carrier leaves Centre, PA; Centre, PA carrying cost passes plan; Centre, PA owners sell while current; Centre, PA insurance distress leads Centre, PA foreclosure data.