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Franklin County, PA: Home-Insurance Distress & Forced-Sale Pressure

Franklin County, PA: 20/100 (low) home-insurance distress; Franklin, PA band LOW; Franklin, PA #2,318 of 3,222 counties; Franklin, PA #52 of 67 in Pennsylvania; raw Franklin, PA 23.6; Franklin, PA coverage multiplier 0.85.

FEMA hazard, Franklin, PA: 0/100; Franklin, PA declarations, three years: none.

NFIP claims, Franklin, PA, three years: 3; Franklin, PA payouts $8,579; per Franklin, PA claim $2,860; Franklin, PA claim-stress 59/100.

Franklin, PA monthly score fell, 21 (March 2026) to 20 (October 2026); Franklin, PA by month: March 21, April 21, May 21, June 21 (Franklin, PA), July 21, August 21, September 21, October 20.

Franklin, PA components: NFIP claims 59; Franklin, PA retreat index 20; Franklin, PA climate multiplier 0.85.

Construction distress, Franklin, PA: 67/100 as of August 2026 (Franklin, PA: 85/100 one-to-four unit, 0/100 multifamily).

Franklin, PA ZIPs, June 2026 (Franklin, PA, 16 highest): score 0 (Franklin, PA), climate 83 (Franklin, PA): 17240, 17257; score 0 (Franklin, PA), climate 77 (Franklin, PA): 17201, 17202, 17210, 17214, Franklin, PA 17217, 17219, 17220, 17221, Franklin, PA 17225, 17232, 17235, 17237, Franklin, PA 17244, 17246.

DLRadar rescores Franklin, PA monthly; Franklin, PA readings join Franklin, PA foreclosure, lien and ownership parcels (Franklin, PA), so cost-squeezed Franklin, PA owners surface before listing.

Inside Pennsylvania, Franklin County ranks 52nd of 67 counties for home-insurance distress at 20/100; Centre County (20/100) sits just above Franklin County, and Erie County (19/100) sits just below Franklin County.

Insurance distress
20/100
Franklin, PA: LOW
National rank
#2318
Franklin, PA: of 3,222 counties
FEMA hazard
0/100
Franklin County hazard
NFIP claim stress
59/100
Franklin, PA 3-year
Flood claims (3y)
3
Franklin, PA
Claims paid (3y)
$8,579
Franklin, PA payouts
Per claim
$2,860
Franklin, PA
Construction distress
67/100
Franklin, PA

Deterministic. Every Franklin County, PA signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, PA) · how insurance distress works in Franklin, PA · methodology

FAQ: Franklin County, PA insurance distress

What is the Franklin County, PA home-insurance-distress score?

Franklin, PA: 20/100 (LOW), #2,318 of 3,222, #52 in Pennsylvania. FEMA hazard, Franklin, PA: 0/100; NFIP stress, Franklin, PA: 59/100; construction, Franklin, PA: 67/100; Franklin, PA rescores monthly.

Is Franklin County insurance distress getting better or worse (PA)?

Franklin, PA: 21 in March 2026; Franklin, PA: 20 in October 2026 (better); Franklin, PA NFIP claims score 59.

How many flood-insurance claims has Franklin County, PA had?

Franklin, PA: 3 NFIP claims, three years; Franklin, PA paid $8,579; per Franklin, PA claim $2,860; carriers reprice Franklin, PA against that record.

Which Franklin County ZIP codes carry the most insurance distress (PA)?

Franklin, PA, June 2026: 17240 at 0, 17257 at 0, 17201 at 0, 17202 at 0; Franklin, PA climate scores there: 83, 83, 77, 77.

Why does Franklin, PA insurance distress create sellers?

A Franklin, PA premium outruns the Franklin, PA budget; a carrier leaves Franklin, PA; Franklin, PA carrying cost passes plan; Franklin, PA owners sell while current; Franklin, PA insurance distress leads Franklin, PA foreclosure data.

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