Montgomery County, PA: Home-Insurance Distress & Forced-Sale Pressure
Montgomery County, PA: 27/100 (moderate) home-insurance distress; Montgomery, PA band LOW; Montgomery, PA #1,697 of 3,222 counties; Montgomery, PA #26 of 67 in Pennsylvania; raw Montgomery, PA 31.9; Montgomery, PA coverage multiplier 0.85.
FEMA hazard, Montgomery, PA: 0/100; Montgomery, PA declarations, three years: none.
NFIP claims, Montgomery, PA, three years: 35; Montgomery, PA payouts $331,630; per Montgomery, PA claim $9,475; Montgomery, PA claim-stress 80/100.
Montgomery, PA monthly score: 27 in every month from March 2026 (Montgomery, PA) through October 2026.
Montgomery, PA components: NFIP claims 80; Montgomery, PA retreat index 27; Montgomery, PA climate multiplier 0.85.
Construction distress, Montgomery, PA: 48/100 as of August 2026 (Montgomery, PA: 77/100 one-to-four unit, 0/100 multifamily).
Montgomery, PA ZIPs, June 2026 (Montgomery, PA, 16 highest): score 0 (Montgomery, PA), climate 99 (Montgomery, PA): 19118, 19128; score 0 (Montgomery, PA), climate 97 (Montgomery, PA): 18054, 18073, 18074, 18076, Montgomery, PA 18915, 18936, 18964, 18969, Montgomery, PA 19001, 19002, 19004, 19006, Montgomery, PA 19009, 19012.
DLRadar rescores Montgomery, PA monthly; Montgomery, PA readings join Montgomery, PA foreclosure, lien and ownership parcels (Montgomery, PA), so cost-squeezed Montgomery, PA owners surface before listing.
Inside Pennsylvania, Montgomery County ranks 26th of 67 counties for home-insurance distress at 27/100; Somerset County (27/100) sits just above Montgomery County, and Delaware County (27/100) sits just below Montgomery County.
Deterministic. Every Montgomery County, PA signal traces to a public Montgomery dataset (FEMA, NFIP, Census for Montgomery, PA) · how insurance distress works in Montgomery, PA · methodology
FAQ: Montgomery County, PA insurance distress
What is the Montgomery County, PA home-insurance-distress score?
Montgomery, PA: 27/100 (LOW), #1,697 of 3,222, #26 in Pennsylvania. FEMA hazard, Montgomery, PA: 0/100; NFIP stress, Montgomery, PA: 80/100; construction, Montgomery, PA: 48/100; Montgomery, PA rescores monthly.
Is Montgomery County insurance distress getting better or worse (PA)?
Montgomery, PA: 27 in March 2026; Montgomery, PA: 27 in October 2026 (unchanged); Montgomery, PA NFIP claims score 80.
How many flood-insurance claims has Montgomery County, PA had?
Montgomery, PA: 35 NFIP claims, three years; Montgomery, PA paid $331,630; per Montgomery, PA claim $9,475; carriers reprice Montgomery, PA against that record.
Which Montgomery County ZIP codes carry the most insurance distress (PA)?
Montgomery, PA, June 2026: 19118 at 0, 19128 at 0, 18054 at 0, 18073 at 0; Montgomery, PA climate scores there: 99, 99, 97, 97.
Why does Montgomery, PA insurance distress create sellers?
A Montgomery, PA premium outruns the Montgomery, PA budget; a carrier leaves Montgomery, PA; Montgomery, PA carrying cost passes plan; Montgomery, PA owners sell while current; Montgomery, PA insurance distress leads Montgomery, PA foreclosure data.