Potter County, PA: Home-Insurance Distress & Forced-Sale Pressure
Potter County, PA: 72/100 (severe) home-insurance distress; Potter, PA band MEDIUM; Potter, PA #575 of 3,222 counties; Potter, PA #3 of 67 in Pennsylvania.
FEMA hazard, Potter, PA: 63/100; Potter, PA declarations, three years: 2; Potter, PA perils: 2 tropical-storm; Potter, PA five-year count 3 (severity 4.5); Potter, PA ten-year 3; hazard-weighted, Potter, PA: 6.0.
Declared incidents on the Potter, PA record: 2024 Tropical Storm 2 (Potter, PA).
NFIP claims, Potter, PA, three years: 22; Potter, PA payouts $582,728; per Potter, PA claim $26,488; Potter, PA claim-stress 85/100.
Potter, PA monthly score fell, 78 (March 2026) to 70 (October 2026); Potter, PA by month: March 78, April 78, May 76, June 76 (Potter, PA), July 73, August 73, September 72, October 70.
Potter, PA components: climate 60, NFIP claims 85; Potter, PA retreat index 70.
Construction distress, Potter, PA: 10/100 as of August 2026 (Potter, PA: 10/100 one-to-four unit, 0/100 multifamily).
Potter, PA ZIPs, June 2026 (Potter, PA, 15 highest): score 0 (Potter, PA), climate 58 (Potter, PA): 16921; score 0 (Potter, PA), climate 53 (Potter, PA): 16950; score 0 (Potter, PA), climate 49 (Potter, PA): 16743; score 0 (Potter, PA), climate 40 (Potter, PA): 16943; score 0 (Potter, PA), climate 33 (Potter, PA): 16748, 17729; score 0 (Potter, PA), climate 27 (Potter, PA): 16746, 16915, 16922, 16923, Potter, PA 16927, 16937, 16941, 16948; score 0 (Potter, PA), climate 26 (Potter, PA): 16720.
DLRadar rescores Potter, PA monthly; Potter, PA readings join Potter, PA foreclosure, lien and ownership parcels (Potter, PA), so cost-squeezed Potter, PA owners surface before listing.
Inside Pennsylvania, Potter County ranks 3rd of 67 counties for home-insurance distress at 72/100; Lycoming County (73/100) sits just above Potter County, and Indiana County (71/100) sits just below Potter County.
Deterministic. Every Potter County, PA signal traces to a public Potter dataset (FEMA, NFIP, Census for Potter, PA) · how insurance distress works in Potter, PA · methodology
FAQ: Potter County, PA insurance distress
What is the Potter County, PA home-insurance-distress score?
Potter, PA: 72/100 (MEDIUM), #575 of 3,222, #3 in Pennsylvania. FEMA hazard, Potter, PA: 63/100; NFIP stress, Potter, PA: 85/100; construction, Potter, PA: 10/100; Potter, PA rescores monthly.
Is Potter County insurance distress getting better or worse (PA)?
Potter, PA: 78 in March 2026; Potter, PA: 70 in October 2026 (better); Potter, PA climate component 60; Potter, PA NFIP claims score 85.
How many flood-insurance claims has Potter County, PA had?
Potter, PA: 22 NFIP claims, three years; Potter, PA paid $582,728; per Potter, PA claim $26,488; carriers reprice Potter, PA against that record.
Which Potter County ZIP codes carry the most insurance distress (PA)?
Potter, PA, June 2026: 16921 at 0, 16950 at 0, 16743 at 0, 16943 at 0; Potter, PA climate scores there: 58, 53, 49, 40.
Why does Potter, PA insurance distress create sellers?
A Potter, PA premium outruns the Potter, PA budget; a carrier leaves Potter, PA; Potter, PA carrying cost passes plan; Potter, PA owners sell while current; Potter, PA insurance distress leads Potter, PA foreclosure data.