Cherokee County, SC: Home-Insurance Distress & Forced-Sale Pressure
Cherokee County, SC: 77/100 (severe) home-insurance distress; Cherokee, SC band MEDIUM; Cherokee, SC #445 of 3,222 counties; Cherokee, SC #35 of 46 in South Carolina.
FEMA hazard, Cherokee, SC: 93/100; Cherokee, SC declarations, three years: 8; Cherokee, SC perils: 2 hurricane, 4 tropical-storm; Cherokee, SC five-year count 10 (severity 15.0); Cherokee, SC ten-year 10; hazard-weighted, Cherokee, SC: 22.0.
Declared incidents on the Cherokee, SC record: 2026 Winter Storm 2; 2024 Tropical Storm 4 (Cherokee, SC); 2024 Hurricane 2; 2023 Hurricane 1 (Cherokee, SC).
NFIP claims, Cherokee, SC, three years: 1; Cherokee, SC payouts $5,066; per Cherokee, SC claim $5,066; Cherokee, SC claim-stress 53/100.
Cherokee, SC monthly score fell, 78 (March 2026) to 77 (October 2026); Cherokee, SC by month: March 78, April 78, May 80, June 80 (Cherokee, SC), July 78, August 80, September 79, October 77.
Cherokee, SC components: climate 93, NFIP claims 53; Cherokee, SC retreat index 77.
Construction distress, Cherokee, SC: 13/100 as of August 2026 (Cherokee, SC: 31/100 one-to-four unit, 7/100 multifamily).
Cherokee, SC ZIPs, June 2026 (Cherokee, SC, 8 highest): score 0 (Cherokee, SC), climate 88 (Cherokee, SC): 29307; score 0 (Cherokee, SC), climate 87 (Cherokee, SC): 29323; score 0 (Cherokee, SC), climate 86 (Cherokee, SC): 29743; score 0 (Cherokee, SC), climate 78 (Cherokee, SC): 29330; score 0 (Cherokee, SC), climate 71 (Cherokee, SC): 29372, 29702; score 0 (Cherokee, SC), climate 68 (Cherokee, SC): 29340, 29341.
DLRadar rescores Cherokee, SC monthly; Cherokee, SC readings join Cherokee, SC foreclosure, lien and ownership parcels (Cherokee, SC), so cost-squeezed Cherokee, SC owners surface before listing.
Inside South Carolina, Cherokee County ranks 35th of 46 counties for home-insurance distress at 77/100; Marion County (79/100) sits just above Cherokee County, and Marlboro County (77/100) sits just below Cherokee County.
Deterministic. Every Cherokee County, SC signal traces to a public Cherokee dataset (FEMA, NFIP, Census for Cherokee, SC) · how insurance distress works in Cherokee, SC · methodology
FAQ: Cherokee County, SC insurance distress
What is the Cherokee County, SC home-insurance-distress score?
Cherokee, SC: 77/100 (MEDIUM), #445 of 3,222, #35 in South Carolina. FEMA hazard, Cherokee, SC: 93/100; NFIP stress, Cherokee, SC: 53/100; construction, Cherokee, SC: 13/100; Cherokee, SC rescores monthly.
Is Cherokee County insurance distress getting better or worse (SC)?
Cherokee, SC: 78 in March 2026; Cherokee, SC: 77 in October 2026 (better); Cherokee, SC climate component 93; Cherokee, SC NFIP claims score 53.
How many flood-insurance claims has Cherokee County, SC had?
Cherokee, SC: 1 NFIP claims, three years; Cherokee, SC paid $5,066; per Cherokee, SC claim $5,066; carriers reprice Cherokee, SC against that record.
Which Cherokee County ZIP codes carry the most insurance distress (SC)?
Cherokee, SC, June 2026: 29307 at 0, 29323 at 0, 29743 at 0, 29330 at 0; Cherokee, SC climate scores there: 88, 87, 86, 78.
Why does Cherokee, SC insurance distress create sellers?
A Cherokee, SC premium outruns the Cherokee, SC budget; a carrier leaves Cherokee, SC; Cherokee, SC carrying cost passes plan; Cherokee, SC owners sell while current; Cherokee, SC insurance distress leads Cherokee, SC foreclosure data.